Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
5 Common Accountant Insurance Claims
Despite your best efforts, bad things happen without warning that can threaten your livelihood and prove financially devastating, even to professionals balancing the books. Here are five accountant and bookkeeper insurance claims that we helped resolve.
What Is Pollution Liability Insurance?
Environmental- and pollution-related litigation and damage claims are not theoretical concerns. Any business that uses toxic chemicals or materials runs the risk of being sued. Here’s how pollution liability insurance can cover you.
Commercial Auto Insurance vs Personal Auto Insurance: What’s the Difference?
Get an overview of the differences between commercial auto insurance and personal auto insurance policies and what options you have to increase your coverage.
What Type of Insurance Do Student Counsellors Need?
Student counsellors, as the architects of secondary and post-secondary students' lives and academic journeys, face many challenges. However, this multifaceted career exposes counsellors to various risks. Learn how insurance can safeguard your career and finances.
Does My Nightclub Need Restaurant Insurance?
Nightclubs are bustling, high-energy environments catering to different tastes to create unique experiences. But there’s more to worry about than theme nights and drink specials. Get the lowdown on how insurance can protect your assets.
How Much Does Landlord Insurance Cost?
Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.
Small Business Tips
Surviving the Pandemic: 5 Tips for Small Businesses
The past two years of lockdowns and restrictions in Canada have been very a bumpy ride for small businesses. But they have also presented important lessons on how to be resilient, adapt, diversify, and find help when needed.
8 Tips for Running a Successful Home-Based Business
If you’re running a small business from home, will your home insurance policy cover you in the event of an accident or unexpected event? In many instances, the answer is ‘no’. Here’s what you should know.
10 Accounting Tips for Small Business Owners
Save time and money, keep your books balanced, and avoid run-ins with the Canada Revenue Agency with these 10 tips to manage your business’s finances.
Insurance
Airbnb and VRBO Holiday Rentals: What Hosts Should Know About Insurance
Airbnb and VRBO hosts should also consider the risks associated with holiday rentals. Booking holiday stays may involve elevated risks of property damage or liabilities. Here’s how to protect your rental and finances.
What Is a Certificate of Insurance (COI) for Contractors?
Contractors, subcontractors, and construction professionals must prove they have valid liability insurance to work. Verifying you are insured with a certificate of insurance (COI) is critical for bidding on projects, obtaining building permits, and landing contracts. Here’s what every construction professional should know.
10 Business Insurance Claims We Saw in 2024
Insurance is critical for protecting small business owners’ and independent professionals’ finances and reputations. Need proof? Here are 10 real-life insurance claims we resolved in 2024 for our clients.