Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
7 Small Business Water Damage Insurance Claims
While there are preventative measures you can take to protect your business from water damage, paying for damages beyond your control requires commercial property insurance. Here are seven real-life water damage insurance claims
What Type of Insurance Does a Balloon Business Need?
Balloon decorators can be financially responsible for damages or injuries to people or property because of their creations and operations. Here's how to protect your finances and keep your business aloft.
10 Common Mistakes to Avoid When Buying Business Insurance
Protecting your financial well-being and professional reputation with business insurance requires understanding your liability risks and legal and industry requirements. Here are common mistakes to avoid when buying insurance.
What a Hot Torch Roofing Insurance Policy Should Include
Hot torch roofing offers a strong, weather-resistant option when installed by experienced professionals. However, it’s inherently dangerous work. Here’s how torch-down roofing professionals can protect their finances against liability risks.
Does Your Business Vehicle Need Collision and Comprehensive Insurance?
Enhancing your business vehicle’s commercial auto insurance protection requires considering adding optional collision and comprehensive coverages to it. Here’s what you should know to make an informed decision
What Type of Insurance Does a House Cleaner Need?
House cleaners provide an essential service to countless Canadian households. While it doesn’t seem like a high-risk profession, all professions have liability risks. Here’s how professional house cleaners can safeguard their assets.
Small Business Tips
How Small Business Data Impacts Insurance Underwriting and Quoting
Sharing your business’s financial data with a licensed broker allows them to provide small business insurance policies faster since they automate the gathering of the information they need
47% of Canadian Small Businesses Lack Cybersecurity Protection
Online survey finds almost half of small businesses lack necessary cyber security defences to repel a cyber-attack.
Three Ways You Can Expand Your Beauty Business During COVID-19
As we enter the next phase of reopening following the onset of the novel coronavirus pandemic earlier this year,
Insurance
The Holiday Season Approaches: What You Need To Know About Liquor Liability Insurance
As restaurant and bar owners prepare to make the most of the holiday season, it's important to consider the risks and protections associated with serving alcohol. Here’s what owners of establishments serving alcohol need to know.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.