Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Things to Do to Start a General Contracting Business
Thinking of being your own boss and calling the shots? Canada needs more entrepreneurs, but be aware starting a business has its challenges. Here's how to prepare to launch and run a successful contracting business.
5 Tips for Protecting Your Business Property From Mould
Mould can threaten your business property and human health at any time of the year. Prevention is the best cure to safeguard your premises from it. Here are five ways to do that.
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
5 Common Consultant Insurance Claims
The services consultants provide to their customers expose them to many liability risks that can affect their reputations and finances. Here are five real-life insurance claims a handful of our consultant clients faced and how insurance helped them recover.
Blackout: 9 Power Outage Tips for Small Business Owners
No power in your shop means no customers walking through your door. Likewise, no power means no internet. While most power outages or blackouts tend to be short-lived, that’s not always the case. Here’s how you can prepare your business for a sustained outage.
What Is First-Party Fraud and How Can You Protect Your Business From It?
Fraud is a significant financial risk to organizations of all sizes and industries. First-party fraud can be difficult to detect among the many types of fraud. Here’s how you can safeguard your business from it.
Small Business Tips
10 Hiring Tips for Startups
Your startup business is growing and now it’s time to build your team by hiring qualified talent. Read our recommendations for how you can find the people you need to help your business continue to thrive and grow.
4 Common Construction Insurance Claims and How to Avoid Them
Construction sites have many health and safety hazards. Here’s what to be mindful of and the steps to take year-round to prevent an accident, theft, or injuries at your job sites.
7 Tips for Swimming Pool Maintenance Contractors
As we head into the prime-time season for swimming pool contractors, now’s the time to get ready to ramp up your operations and ensure your team is ready to help your customers keep their pools clean.
Insurance
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.
Malpractice Insurance for Mental Health Professionals: What You Need to Know
Mental health and wellness practitioners who strive to help people overcome their challenges and live healthier lives face many significant pitfalls that could upend their careers and reputations. Here’s how these professionals can protect themselves.