Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.
What Is Dropshipping Insurance for Side Hustles?
Dropshipping is hailed as the ‘ultimate side hustle’, attracting many young entrepreneurs and startups. This e-commerce business can be lucrative but is not risk-free or without possible legal consequences. Here’s what to know and how to protect your online business.
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
What Is a Commercial Insurance Bond?
A commercial insurance bond is different from a business insurance policy. Both are valuable risk management tools, but they each serve unique purposes. Get an overview of the differences and the types of bonds your small business may need.
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Small Business Tips
How to Resolve Angry Customer Complaints
Every business has to deal with angry customers from time to time. Showing empathy and making an effort to resolve the situation is vital for preserving your business’s reputation. Here are ways you can do that.
5 Ways to Get Social Media ROI for Your Small Business
Social media offers small businesses and self-employed professionals an affordable and direct means of communicating with their existing customers while attracting new business. But how do you know if your efforts are working? Here’s what you should know.
Can a Customer Liability Waiver Protect Your Small Business?
Eliminating all the risks your business faces are nearly impossible. However, it is possible to minimize and manage them. Learn about customer liability waivers and whether they can help shield you from third-party bodily injury claims or lawsuits.
Insurance
What Type of Insurance Does a Home-Based Bakery Need?
Countless Canadian bakers with a flare for making scrumptious baked goods are always in high demand, prompting many to start a home-based bakery. But there’s one essential ingredient they should never skip – liability insurance.
Contractor vs Subcontractor: Understanding Liability and Insurance
It can be confusing to understand the specific risks contractors and subcontractors face during construction projects. Get a straightforward understanding of what's at stake and the types of insurance these professionals require.
10 Common Summertime Business Insurance Claims in Canada
Summer can bring a surge in unexpected risks for small businesses – from property damage to equipment breakdowns. See how we helped real clients tackle 10 common seasonal claims and stay open for business.