Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.
Do You Need Landlord Insurance to Rent Out a Room?
When renting out rooms in a boarding house or apartment, having landlord insurance is critical for protecting your investment and financial well-being. Here’s what you need to know.
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
Named, Specified, or All-Risk Perils: Which One Is Right for Your Business Insurance?
When exploring options to protect your business with insurance, it’s vital to know the details of a policy. Understanding the differences between the types of perils a policy covers is critical. Get a breakdown of what named, specific, and all-risk perils-based insurance is.
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
Small Business Tips
12 Classic and Innovative Ways to Grow Your Email Marketing List
An email marketing list is precisely what it sounds like – a list of emails owned by people who have signed up on your business’s subscribers' list. Here are 12 ways to grow your list and create long-term relationships with your customers.
How to Identify and Eliminate 7 Types of Waste in Your Small Business
The principles of lean management apply to almost every type of business or industry. It aims to improve your operational efficiency by eliminating waste across your internal processes. It may also help you keep your insurance premium low. Here’s what you should know.
Small Business Hiring Guide: Interview Dos and Don’ts
It costs business owners money to hire new employees. How can you keep costs down and find the right fit for your organization? Follow our interviewing tips and streamline your hiring process.
Insurance
What Is Commercial Auto Insurance in Canada?
Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Discover how a commercial auto policy protects your ride – and why it's essential if you drive for work.
What Type of Insurance Do IT Consultants Need?
IT consultants require comprehensive insurance to minimize financial, legal, and operational risks and avoid financial turmoil. Get a straightforward overview of how to protect your IT services business.
What Is a Certificate of Insurance (COI)?
A certificate of insurance (COI), or proof of insurance certificate, summarizes your business insurance coverage and proves your business has liability insurance. Without it, you could be missing out on many opportunities. Here’s what every business owner should know.