Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Inland Marine Insurance?
If your business is shipping high-end, expensive equipment or products over land, you should protect them with inland marine coverage. Get an overview of what it is and find out if your small business needs it.
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
What Type of Insurance Do Window Cleaners Need?
Given the high-demand nature of the industry and the often significant heights at which window cleaners work, the need for a comprehensive insurance policy cannot be overstated. Here’s what you should know.
8 Ways to Know If You Should Update Your Business Insurance Policy
Does your existing business insurance adequately cover your risks? Renewing a policy without reflecting on how your small business has changed and updating it accordingly could threaten your finances if you need to file a claim. Here’s how to avoid that scenario.
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.
Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat
Zensurance’s third annual Small Business Confidence Index survey finds inflation is Canadian business owners’ most significant concern for a second year in a row. Although most respondents said the economy has had a negative impact on their businesses, almost 70% are confident they will be successful in 2024. Here’s what else is on their minds.
Small Business Tips
How Does Your Side Business Affect Your Taxes?
The money earned from your side hustle is considered taxable but there are many ways to lower your tax bill. Here’s how to do that.
What Is a Good Profit Margin for Your Small Business?
A profit margin is an amount that shows how profitable your business is by dividing income by revenue (also called sales). There are also different types of margins you’ll need to understand and ways to improve them.
Types of Communication Styles in Business
The tone of voice you use when developing your business communication style is critical. It not only affects how people notice your business but can also influence who’ll want to do business with you.
Insurance
Essential Insurance Policies Every General Contractor Needs in 2025
Contractors and construction professionals should nail down the coverage they need and be prepared for the months ahead when construction and renovation season kicks into high gear.
What Is a Commercial Insurance Bond?
A commercial insurance bond is different from a business insurance policy. Both are valuable risk management tools, but they each serve unique purposes. Get an overview of the differences and the types of bonds your small business may need.
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.