Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Does Commercial Property Insurance Include Protection for Overland Floods?
Flooding in an average year in Canada causes around $2.78 billion in structural damages to properties. With spring inching closer, the risk of flooding rises. Here’s what you need to know to protect your business property from water damage.
What Is a Business Insurance Peril?
There are a variety of risks or perils that can cause expensive losses or damages to a business owner. Get a quick rundown of what is considered an insurance peril and how to ensure you have the right type of coverage to protect your finances.
Protect Your Green: How the Right Insurance Saves Landscapers Money
The first day of spring is less than two weeks away. Now’s the time for landscaping and lawn care professionals to prepare for the season ahead, including having the insurance protection they need. Here’s what you should know.
How to Develop a Loss Prevention Strategy for Retailers
An estimated 57% of Canadian small businesses dealt with theft or shoplifting in 2023 and shoplifting costs retailers around $5 billion annually. Here’s how a loss prevention strategy and customized business insurance can help protect a retailer’s finances.
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Small Business Tips
What to Do If Your Small Business Floods
As Canada’s most common natural hazard, floods pose a risk to businesses everywhere. Learn more about floods, how to prevent them, clean up after one, and how insurance can help tackle the cost of damage and loss.
10 Trends to Grow Your Small Business in 2023
As they say in financial investment and stock market trading circles, ‘the trend is your friend’. Read our 10 trends for 2023 to help increase your sales and grow your small business.
6 Ways to Improve Inventory Management
Your inventory is one of your company’s most valuable assets. Managing it well through seasonal peaks throughout the year is vital for inventory control. Get an overview of how you can improve your inventory management and how insurance can help protect it.
Insurance
Insurance for Janitors: What Type of Insurance Does a Janitor Need?
Professional janitors operate on the front lines of high-traffic, high-stakes environments – where a single misstep can lead to costly liability. Find out how customized liability insurance can safeguard a janitorial business when problems arise.
Why Do Accountants Need Professional Liability Insurance?
As trusted advisors, accountants empower business owners with clarity and confidence. But much like any small business owner, accountants also face financial risks. Here’s how insurance can protect accountants’ finances and careers.
What Type of Insurance Does a Home Daycare Business Need?
Daycare insurance safeguards business owners from the financial repercussions of accidents, third-party bodily injury claims, property damage, or allegations of professional negligence. Get the A-B-Cs on daycare insurance and protect your livelihood.