Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Preparing Your Business Vehicle for Autumn and Winter
Driving in dark, slick, or wintry conditions can be more demanding than driving in the summertime. See our safe driving tips and recommendations for preparing your vehicle for the colder temperatures before the weather turns.
What Type of Insurance Does a SaaS Business Need?
Countless companies subscribe to Software-as-a-Service (SaaS) providers to develop, host, and manage the software solutions they need. However, with that opportunity and responsibility come significant liability risks. Here’s what SaaS providers need to know to protect their assets.
5 Common E&O Insurance Claims
Anyone can make a mistake. But if you make one that leads to a customer allegation of professional negligence, poor work, or financial losses, you'll wish you had errors and omissions (E&O) insurance. Here are five real E&O claims our clients experienced.
5 Must-Have Insurance Coverages for Subcontractors
For professionals who earn the bulk of their income as a subcontractor, getting a customized subcontractor insurance policy is not only wise, it’s an investment in your financial health and career. Here are five coverages every subcontractor should have.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
Safeguarding your business’s financial wellness and being prepared to cover unexpected accidents and damages on or off your business property requires insurance. Find out if you need premises liability or general liability insurance.
How to Write a Snow Removal Contract
Gearing up for the winter and inking customers to your snow removal contracts should be in full swing well before the chilly weather descends. See our tips for things your snow removal contracts may need to include for commercial and residential properties.
Small Business Tips
How to Write a Mission and Vision Statement for Your Small Business
There is often confusion around what mission and vision statements are and their differences. Read our guide on how to develop and realize your organization’s mission and vision statements.
8 General Contractor Marketing Tips
Many contractors work in the residential renovation and maintenance segment. Considering the competition, what is the best way for contractors to market their services and stand out? Follow these eight recommendations.
How to Sell Anything at a Farmers’ Market
Farmers’ markets offer several benefits to both communities and consumers. As a vendor, being profitable means understanding the business expenses. Get an overview of what you need to consider if you fancy selling goods at a farmers’ market.
Insurance
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.
What Is Dropshipping Insurance for Side Hustles?
Dropshipping is hailed as the ‘ultimate side hustle’, attracting many young entrepreneurs and startups. This e-commerce business can be lucrative but is not risk-free or without possible legal consequences. Here’s what to know and how to protect your online business.
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.