Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What You Need to Know About Student Rental Housing Insurance
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. However, property owners must safeguard their investments from potential damages and lawsuits. Here's how insurance can help.
What Type of Insurance Does a Tradesman Need?
Business insurance designed for self-employed tradespeople or small construction company owners is called tradesman insurance. Learn why you need it and what it covers.
What Type of Insurance Do E-Bike Retailers Need?
The popularity of electric bicycles in Canada is soaring as consumers seek greener transportation alternatives. Despite this, e-bike retailers are exposed to various risks that could severely impact their businesses. Here’s how insurance can minimize potential financial losses.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
Roofing Season: Insurance Coverage Every Roofer Needs
With data showing the demand for roofing services in Canada will rise in 2025 and the busy summer season approaching, now’s the time for roofers to ensure they have adequate liability insurance protection. Here’s what roofers should know.
Small Business Tips
How Can Small Businesses Use AI Tools?
Whether using artificial intelligence (AI) technologies pose risks or opportunities for your small business comes down to your strategy and goals. Get an overview of the pros and cons of using AI tools and how to evaluate them.
How to Protect Your Business From Wildfires
As climate change continues to fuel extreme weather events, it's more critical than ever for Canadian entrepreneurs and small business owners to protect their properties. Wildfires are among the growing threats business owners face. See our wildfire preparedness tips.
6 Tips for Mitigating Work From Home Injuries and Employers’ Liability
Although severe injuries to workers who occasionally or regularly work from home are rare, should one of your employees suffer an injury while working at home, you can still be held liable for the costs. See our tips for reducing those risks.
Insurance
10 Must-Know Facts About General Liability Insurance for Small Businesses
Many business owners may not understand what general liability insurance covers and does not cover. Let’s end that confusion. Get the lowdown on how this type of insurance safeguards your small business so you can make informed decisions for protecting your assets.
What Is Product Liability Insurance?
Product liability insurance protects business owners against claims from customers alleging third-party property damages or bodily injuries caused by their products. Here’s what manufacturers, distributors, retailers, and e-commerce sellers should know.
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.