Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Why Errors and Omissions (E&O) Insurance Is Vital for Consultants
E&O insurance safeguards consultants and other professionals who advise and consult with their clients. Here’s how it can protect your finances and reputation.
What Is a Business Insurance Grace Period?
A grace period is when a policyholder must make a premium payment that’s past due before their policy lapses or is cancelled by an insurance provider. Learn how grace periods work and what to do if you’re late making a payment.
You Own Development Land and Plan to Build – Get Insurance First
It’s a common misconception you can save money by postponing purchasing business insurance before initiating construction on undeveloped land. Here’s why land developers and construction firms need it before breaking ground.
Zensurance Business Grant Winner 2023: Malartic Design + Builds
Hugo Latreille, owner of Ottawa-based Malartic Design + Builds, is crowned the $10,000 Zensurance Small Business Grant 2023 winner. Read our Q&A interview with Latreille to learn more about his company and his advice for other Canadian small business owners and entrepreneurs.
How Contractors Can Use Insurance to Manage Legal Disputes
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
Small Business Tips
Insurance
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.