Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Why Errors and Omissions (E&O) Insurance Is Vital for Consultants
E&O insurance safeguards consultants and other professionals who advise and consult with their clients. Here’s how it can protect your finances and reputation.
What Is a Business Insurance Grace Period?
A grace period is when a policyholder must make a premium payment that’s past due before their policy lapses or is cancelled by an insurance provider. Learn how grace periods work and what to do if you’re late making a payment.
You Own Development Land and Plan to Build – Get Insurance First
It’s a common misconception you can save money by postponing purchasing business insurance before initiating construction on undeveloped land. Here’s why land developers and construction firms need it before breaking ground.
Zensurance Business Grant Winner 2023: Malartic Design + Builds
Hugo Latreille, owner of Ottawa-based Malartic Design + Builds, is crowned the $10,000 Zensurance Small Business Grant 2023 winner. Read our Q&A interview with Latreille to learn more about his company and his advice for other Canadian small business owners and entrepreneurs.
How Contractors Can Use Insurance to Manage Legal Disputes
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
Small Business Tips
Insurance
Airbnb and VRBO Holiday Rentals: What Hosts Should Know About Insurance
Airbnb and VRBO hosts should also consider the risks associated with holiday rentals. Booking holiday stays may involve elevated risks of property damage or liabilities. Here’s how to protect your rental and finances.
What Is a Certificate of Insurance (COI) for Contractors?
Contractors, subcontractors, and construction professionals must prove they have valid liability insurance to work. Verifying you are insured with a certificate of insurance (COI) is critical for bidding on projects, obtaining building permits, and landing contracts. Here’s what every construction professional should know.
10 Business Insurance Claims We Saw in 2024
Insurance is critical for protecting small business owners’ and independent professionals’ finances and reputations. Need proof? Here are 10 real-life insurance claims we resolved in 2024 for our clients.