Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
What Is Employers’ Liability Insurance?
Employers’ liability insurance is a form of general liability insurance protecting business owners from legal expenses resulting from employee-related illnesses, injuries, or deaths that occur in the workplace. Here’s why your company needs it.
What Type of Insurance Does an Immigration Consultant Need?
Learn what risks immigration consultants face and the types of insurance that can protect your finances and reputation following an insurable loss or legal threat.
What Liability Insurance Covers Float Tanks?
Small businesses and health and wellness practices offering their clients float therapy face many liability risks. Here’s how you can protect your business’s finances and reputation.
Why Do Vending Machine Operators Need Business Insurance?
Vending machine operators face many liability risks. Get an overview of the most common liability risks and what type of insurance can protect your business.
Why Every Small Business Needs a Continuity Plan
A business continuity plan can help your company endure and survive an unexpected crisis or event that can force your business to close. Get an overview of why you need one and how to create a plan that works for your organization.
Small Business Tips
Insurance
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.