Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
11 Reasons Why a Business Insurance Claim Could Be Denied
Sometimes, an insurance company may deny a claim. Here are 11 common reasons why that can happen and what to do if it happens to your small business.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
What Is Commercial Crime Insurance?
According to data, 75% of employees admit to stealing from their workplaces at least once, and 64% of small business employees pinch or lift funds from their employers. That’s costing Canadian businesses between $1.4 billion and $2 billion annually. Here’s how insurance can help.
Do You Need Business Insurance for Your Side Hustle?
Surviving in a tight economy or increasing your income requires more than launching a side hustle. It also requires protecting your finances. Here's how you can do that.
How and When to Switch Insurance Companies in 3 Easy Steps
Exploring your options for switching insurance providers to get better coverage and possibly save money on your annual premium is worthwhile. Here's how you can do that.
Small Business Tips
Insurance
Why Small Businesses Should Consider Commercial Crime Insurance
An estimated 45% of small businesses in Canada were directly affected by crime and safety-related issues in 2024, and theft was one of the most common issues they faced. Theft takes many forms and can be internal. Here’s how commercial crime insurance may help.
New Year, New Coverage: Why Small Businesses Should Review Their Insurance Policies
Insurance policies are typically one-year contracts with your insurer that must be renewed yearly. January provides an opportunity to ensure your coverages align with how your business has changed or may change in the coming months.
Our Top 10 Business Insurance Blog Articles in 2024
Read the 10 most-read blog articles on the Zensurance Small Business Insights blog in 2024 that captured the attention of Canadian business owners and entrepreneurs as you make plans to grow your business in 2025.