Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What You Need to Know About Liquor Liability for Your Party or Event
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.
What Type of Insurance Do Christmas Tree Farms Need?
At the risk of sounding like Scrooge, Christmas tree producers have to contend with more than inflation and the impacts of climate change on their farms. They also face significant liability threats that could quickly upend their businesses. Here’s how insurance can help.
What Insurance Does a Beauty Salon Need?
Beauty salon owners can suffer more than a bad hair day. That’s why liability insurance for salon owners and beauticians is crucial: it mitigates the financial risks they face when things go wrong. Here’s why your beauty salon needs insurance.
Protect Your Pipes: Why Plumbers Can’t Afford to Ignore Liability Insurance
Plumbing is a demanding and complex profession, and even the most meticulous and skilled plumbers can make mistakes. Here are six reasons why every plumbing contractor should have liability insurance.
Is Your Seasonal Business Insured? 3 Things to Know
If your business is stocking up on inventory for the holidays, operating for only a few months of the year, or opening a pop-up shop, here’s how to cover the liability risks you face.
Does My Airbnb Need Extra Insurance?
In Canada, hosts earn an average of $10,300 annually through Airbnb. But weighing the pros and cons of listing your property on any home-sharing platform is critical, especially the property damage and liability risks you face. Here’s what you should know.
Small Business Tips
Insurance
The Holiday Season Approaches: What You Need To Know About Liquor Liability Insurance
As restaurant and bar owners prepare to make the most of the holiday season, it's important to consider the risks and protections associated with serving alcohol. Here’s what owners of establishments serving alcohol need to know.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.