Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
11 Reasons Why a Business Insurance Claim Could Be Denied
Sometimes, an insurance company may deny a claim. Here are 11 common reasons why that can happen and what to do if it happens to your small business.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Will the Bank of Canada Cut Interest Rates in 2024?
The Canadian central bank’s first interest rate decision and announcement of 2024 is hotly anticipated. Will the Bank of Canada announce an interest rate hike, cut, or will it hold its rate steady? Here’s how each possibility may affect small businesses.
What Is Commercial Crime Insurance?
According to data, 75% of employees admit to stealing from their workplaces at least once, and 64% of small business employees pinch or lift funds from their employers. That’s costing Canadian businesses between $1.4 billion and $2 billion annually. Here’s how insurance can help.
Do You Need Business Insurance for Your Side Hustle?
Surviving in a tight economy or increasing your income requires more than launching a side hustle. It also requires protecting your finances. Here's how you can do that.
How and When to Switch Insurance Companies in 3 Easy Steps
Exploring your options for switching insurance providers to get better coverage and possibly save money on your annual premium is worthwhile. Here's how you can do that.
Small Business Tips
Insurance
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.