Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Business Insurance Does a Grocery Store Need?
Grocery stores face a wide range of risks daily, such as high customer volumes, food safety concerns, and theft and shoplifting threats. Find out what insurance coverage your store needs to safeguard its assets and reputation.
What You Need to Know About Landlord Insurance for a Rooming House
For landlords, rooming houses pose unique challenges and risks compared to traditional single-family rentals or apartment complexes. Discover how landlords can lower their insurance bills and adequately protect their properties.
Here’s How to Protect Your Mobile Auto Detailing Business
Vehicle owners who want more than what an automatic car wash can provide turn to auto detailers to make their wheels dazzle. But competition among detailers is steep, and damage claims are always a threat. A customized insurance policy can protect your finances and help differentiate your business.
5 Common Accountant Insurance Claims
Despite your best efforts, bad things happen without warning that can threaten your livelihood and prove financially devastating, even to professionals balancing the books. Here are five accountant and bookkeeper insurance claims that we helped resolve.
What Is Pollution Liability Insurance?
Environmental- and pollution-related litigation and damage claims are not theoretical concerns. Any business that uses toxic chemicals or materials runs the risk of being sued. Here’s how pollution liability insurance can cover you.
What Type of Insurance Do Student Counsellors Need?
Student counsellors, as the architects of secondary and post-secondary students' lives and academic journeys, face many challenges. However, this multifaceted career exposes counsellors to various risks. Learn how insurance can safeguard your career and finances.
Small Business Tips
Finding The Best Spa Liability Insurance For Your Business
When your business goal is to create a peaceful environment for clients to escape from reality, the last thing
Commercial Liability Insurance: Three Things To Know Before You Buy
Entrepreneurs know they need commercial liability insurance, as it is typically required to get a loan or an office
The Business Owner’s Guide to Restaurant Liability Insurance
It's the Sunday morning brunch rush. A waiter slips on spilled coffee and collides with a customer. Suspecting
Insurance
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.