Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
What You Need to Know About Liquor Liability for Your Party or Event
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.
What Type of Insurance Do Christmas Tree Farms Need?
At the risk of sounding like Scrooge, Christmas tree producers have to contend with more than inflation and the impacts of climate change on their farms. They also face significant liability threats that could quickly upend their businesses. Here’s how insurance can help.
What Insurance Does a Beauty Salon Need?
Beauty salon owners can suffer more than a bad hair day. That’s why liability insurance for salon owners and beauticians is crucial: it mitigates the financial risks they face when things go wrong. Here’s why your beauty salon needs insurance.
What Is a Deductible for Small Business Insurance?
A deductible is your share of the cost for damage or loss when you make a claim with your insurance provider. They can also help keep your annual premium low. Learn more about deductibles and why they matter.
Protect Your Pipes: Why Plumbers Can’t Afford to Ignore Liability Insurance
Plumbing is a demanding and complex profession, and even the most meticulous and skilled plumbers can make mistakes. Here are six reasons why every plumbing contractor should have liability insurance.
Small Business Tips
Insurance
What Is Inland Marine Insurance?
If your business is shipping high-end, expensive equipment or products over land, you should protect them with inland marine coverage. Get an overview of what it is and find out if your small business needs it.
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
What Type of Insurance Do Window Cleaners Need?
Given the high-demand nature of the industry and the often significant heights at which window cleaners work, the need for a comprehensive insurance policy cannot be overstated. Here’s what you should know.