Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Does a SaaS Business Need?
Countless companies subscribe to Software-as-a-Service (SaaS) providers to develop, host, and manage the software solutions they need. However, with that opportunity and responsibility come significant liability risks. Here’s what SaaS providers need to know to protect their assets.
5 Common E&O Insurance Claims
Anyone can make a mistake. But if you make one that leads to a customer allegation of professional negligence, poor work, or financial losses, you'll wish you had errors and omissions (E&O) insurance. Here are five real E&O claims our clients experienced.
5 Must-Have Insurance Coverages for Subcontractors
For professionals who earn the bulk of their income as a subcontractor, getting a customized subcontractor insurance policy is not only wise, it’s an investment in your financial health and career. Here are five coverages every subcontractor should have.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
Safeguarding your business’s financial wellness and being prepared to cover unexpected accidents and damages on or off your business property requires insurance. Find out if you need premises liability or general liability insurance.
How to Write a Snow Removal Contract
Gearing up for the winter and inking customers to your snow removal contracts should be in full swing well before the chilly weather descends. See our tips for things your snow removal contracts may need to include for commercial and residential properties.
What Is Inland Marine Insurance?
If your business is shipping high-end, expensive equipment or products over land, you should protect them with inland marine coverage. Get an overview of what it is and find out if your small business needs it.
Small Business Tips
Finding the Right Balance: 6 Tips for Working from Home with Kids
‘Working parent’ can sound redundant, as there is no end time to parent life, but having a supportive and positive workplace is a possibility. Here are six tips for parents working from home to find a healthy balance to their work weeks.
Surviving the Pandemic: 5 Tips for Small Businesses
The past two years of lockdowns and restrictions in Canada have been very a bumpy ride for small businesses. But they have also presented important lessons on how to be resilient, adapt, diversify, and find help when needed.
8 Tips for Running a Successful Home-Based Business
If you’re running a small business from home, will your home insurance policy cover you in the event of an accident or unexpected event? In many instances, the answer is ‘no’. Here’s what you should know.
Insurance
Will Home Insurance Cover Your Airbnb or VRBO Rental?
Home sharing platforms like Airbnb and VRBO are often viewed as commercial activities by insurance providers. Safeguard your property and rental business by understanding the insurance implications involved in home sharing.
What Is Wrap-Up Liability Insurance?
Running or working on a large construction project? A wrap-up liability insurance policy can adequately address your risk exposures. Get the lowdown on what a wrap-up policy is and how it can protect your project and team.
9 Reasons Why Massage Therapists Need Insurance
Although liability insurance is a legal requirement for Registered Massage Therapists in most provinces, all massage therapists should protect themselves against claims of negligence, errors, and omissions. Here’s why it matters.