Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
How to Protect Your Business on Black Friday and Cyber Monday 2024
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
Holiday Readiness: Essential Insurance Tips for Retailers
Retailers are ramping up for the most wonderful time of the year: the holiday shopping season. Now’s the time to check your liability insurance to ensure you’re adequately covered for accidents or incidents that could devastate your bottom line. Here’s what to know.
How Does Business Interruption Insurance Help Restaurants?
Business interruption insurance helps restaurant owners deal with forced closures following an insurable loss, like a fire that destroys their properties. Here’s why your eatery needs it and what it covers and doesn’t.
8 Things That Are Scarier Than Halloween
Halloween and ghost stories that send shivers down your spine are fun, but many things are far more frightening for small business owners. See our list of things that can spook business owners way more and how the right insurance can put those fears to rest.
8 Cybersecurity Tools for Small Businesses Using Mobile Devices
Mobile device security threats are rising. Most Canadian small businesses use mobile devices for their operations. Securing the devices your employees and company use is vital to a well-rounded cybersecurity plan. See our suggestions for upping your mobile security.
What to Do If Your Small Business Suffers a Cyber-Attack
An estimated 69% of Canadian small businesses don't consider cybersecurity a financial priority, and only 20% intend to purchase a cyber insurance policy. If you suspect your business has experienced a cyber-attack or data breach, taking immediate action is critical to minimize the damage.
Small Business Tips
12 Classic and Innovative Ways to Grow Your Email Marketing List
An email marketing list is precisely what it sounds like – a list of emails owned by people who have signed up on your business’s subscribers' list. Here are 12 ways to grow your list and create long-term relationships with your customers.
How to Identify and Eliminate 7 Types of Waste in Your Small Business
The principles of lean management apply to almost every type of business or industry. It aims to improve your operational efficiency by eliminating waste across your internal processes. It may also help you keep your insurance premium low. Here’s what you should know.
Small Business Hiring Guide: Interview Dos and Don’ts
It costs business owners money to hire new employees. How can you keep costs down and find the right fit for your organization? Follow our interviewing tips and streamline your hiring process.
Insurance
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.
10 Tips for Renewing Your Commercial Auto Insurance
Is your commercial auto policy up for renewal or will it be soon? See our money-saving tips for what to do before renewing a policy to protect your business vehicle.