Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Tornado Season 2025: What Small Businesses Need to Know
Canada ranks second in the world for the most tornadoes per year after the U.S. See our tips for how business property owners can prepare and minimize damage to their properties from a tornado and other severe windstorms.
Emergency Preparedness Week: 10 Tips for Small Businesses
Emergency Preparedness Week 2025 runs from May 4 to 10. Download our free emergency supply kit checklist and see our 10 emergency preparedness tips for small businesses.
15 Tips to Get Your Vacation Rental Property Ready for the Summer
Vacation rental property owners across Canada are eager to attract vacationers to their properties. Before summer gets underway, see our tips for sprucing up your property and ensuring you’ve got the right insurance to cover unexpected damages that may crop up.
Will Home Insurance Cover Your Airbnb or VRBO Rental?
Home sharing platforms like Airbnb and VRBO are often viewed as commercial activities by insurance providers. Safeguard your property and rental business by understanding the insurance implications involved in home sharing.
What Is Wrap-Up Liability Insurance?
Running or working on a large construction project? A wrap-up liability insurance policy can adequately address your risk exposures. Get the lowdown on what a wrap-up policy is and how it can protect your project and team.
9 Reasons Why Massage Therapists Need Insurance
Although liability insurance is a legal requirement for Registered Massage Therapists in most provinces, all massage therapists should protect themselves against claims of negligence, errors, and omissions. Here’s why it matters.
Small Business Tips
5 Tips for Dog-Friendly Businesses
Business owners who are eager to make their commercial spaces a welcoming environment for all including dog owners and their pooches must take precautions, and don’t forget about the doggone insurance risks.
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Understanding AI Hallucinations and 8 Ways to Mitigate Them
When artificial intelligence (AI) chatbots don’t have the information they need to answer a question correctly, they make it up. Called ‘hallucinations’, here are ways to try to mitigate that from happening.
Insurance
Do You Need D&O Insurance or E&O Insurance?
Both directors and officers (D&O) insurance and errors and omissions (E&O) insurance provide liability protection, but they address distinct risks. Choosing the wrong one could leave critical gaps in your coverage. Here’s what every business owner should know.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
10 Common Warehouse Risks and How to Reduce Them
Handling the cost and impact of accidents and being prepared for unexpected damage and loss caused by events beyond their control is a top challenge for warehouse owners. Get an overview of the most common warehouse hazards and how insurance can protect your business.