Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors and self-employed professionals to file tax returns in 2025 is fast approaching. These professionals are solely responsible for filing and paying their taxes on time. Find out when your return is due and how sole proprietors can reduce their tax bills.
Why Small Businesses Should Consider Commercial Crime Insurance
An estimated 45% of small businesses in Canada were directly affected by crime and safety-related issues in 2024, and theft was one of the most common issues they faced. Theft takes many forms and can be internal. Here’s how commercial crime insurance may help.
New Year, New Coverage: Why Small Businesses Should Review Their Insurance Policies
Insurance policies are typically one-year contracts with your insurer that must be renewed yearly. January provides an opportunity to ensure your coverages align with how your business has changed or may change in the coming months.
Our Top 10 Business Insurance Blog Articles in 2024
Read the 10 most-read blog articles on the Zensurance Small Business Insights blog in 2024 that captured the attention of Canadian business owners and entrepreneurs as you make plans to grow your business in 2025.
Insurance for Accountants: What to Do When Renewing Your Policy
It’s wise to think about what level of protection your accountancy or you as an independent accountant need. Here are nine things every accountant should consider when their policies are due for renewal.
Do I Need Errors and Omissions Insurance?
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
Small Business Tips
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Understanding AI Hallucinations and 8 Ways to Mitigate Them
When artificial intelligence (AI) chatbots don’t have the information they need to answer a question correctly, they make it up. Called ‘hallucinations’, here are ways to try to mitigate that from happening.
How to Write a Small Business Plan
If you want to start your own business, your first step is drafting a comprehensive business plan. Read our in-depth guide on what you need to do to get started.
Insurance
Is Your Small Business Ready for Wildfire Season?
The Canadian wildfire season now starts earlier, and wildfires have become more frequent and ferocious. Here are some tips to help prevent wildfire damage to your business property.
8 Types of Insurance Electrician Contractors Need
In many provinces, electricians must carry liability insurance to obtain and maintain their licences. Without it, you’re leaving your business and livelihood exposed. Get a straightforward rundown of the types of coverage electricians need and why they matter.
What Type of Insurance Do Gardeners Need?
On the surface, gardening may seem like a safe profession. However, similar to landscaping professionals, professional gardeners face several liability risks. Here's what gardeners need to know to safeguard their finances and livelihoods.