Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is a Business Insurance Peril?
There are a variety of risks or perils that can cause expensive losses or damages to a business owner. Get a quick rundown of what is considered an insurance peril and how to ensure you have the right type of coverage to protect your finances.
Protect Your Green: How the Right Insurance Saves Landscapers Money
The first day of spring is less than two weeks away. Now’s the time for landscaping and lawn care professionals to prepare for the season ahead, including having the insurance protection they need. Here’s what you should know.
How to Develop a Loss Prevention Strategy for Retailers
An estimated 57% of Canadian small businesses dealt with theft or shoplifting in 2023 and shoplifting costs retailers around $5 billion annually. Here’s how a loss prevention strategy and customized business insurance can help protect a retailer’s finances.
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.
Small Business Tips
Why Every Small Business Needs a Continuity Plan
A business continuity plan can help your company endure and survive an unexpected crisis or event that can force your business to close. Get an overview of why you need one and how to create a plan that works for your organization.
6 Ways to Promote and Grow Your Cleaning Business
The professional cleaning industry is highly competitive. That means you’ll need to get creative in promoting your business to attract new customers. See our tips for upping your cleaning business marketing know-how.
10 Trends to Grow Your Small Business in 2024
A new year is upon us! See the 10 small business trends for 2024 that are poised to dominate the business landscape and can help your company adapt, increase sales, and grow.
Insurance
How Much Does Manufacturing Insurance Cost in Canada?
The Canadian manufacturing sector plays a crucial role in driving economic growth. However, liability risks lurk at every stage for manufacturers of every kind. Get an overview of manufacturing insurance and the factors that determine its cost.
8 Costly Insurance Mistakes Airbnb & VRBO Hosts Make (And How to Avoid Them)
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
What Insurance Do Temu Sellers Need?
E-commerce marketplace Temu has grown in popularity with consumers and online sellers since its launch in Canada in 2023. However, selling goods on third-party digital marketplaces poses potential liability risks to sellers and small businesses. Here’s what sellers should know.