Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Tips for Renewing Your Commercial Auto Insurance
Is your commercial auto policy up for renewal or will it be soon? See our money-saving tips for what to do before renewing a policy to protect your business vehicle.
Do You Need Landlord Insurance to Rent Out a Room?
When renting out rooms in a boarding house or apartment, having landlord insurance is critical for protecting your investment and financial well-being. Here’s what you need to know.
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
Named, Specified, or All-Risk Perils: Which One Is Right for Your Business Insurance?
When exploring options to protect your business with insurance, it’s vital to know the details of a policy. Understanding the differences between the types of perils a policy covers is critical. Get a breakdown of what named, specific, and all-risk perils-based insurance is.
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
Small Business Tips
Zensurance Business Grant Winner 2023: Malartic Design + Builds
Hugo Latreille, owner of Ottawa-based Malartic Design + Builds, is crowned the $10,000 Zensurance Small Business Grant 2023 winner. Read our Q&A interview with Latreille to learn more about his company and his advice for other Canadian small business owners and entrepreneurs.
How to Get a Small Business Grant in Canada
See our list of grants for Canadian small businesses and startups you can apply for to grow your business and the steps needed to qualify for them.
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
Insurance
What Is a Business Insurance Policy Limit?
The maximum amount of money an insurance company will pay for a covered loss during a policy period (usually one year) is called the policy or coverage limit. Find out about the choices you have when deciding on your coverage limits.
What Type of Insurance Does a Vape Store Need?
Running a vape shop has both benefits and drawbacks. It is crucial for vape store owners to be aware of the risks and take the necessary steps to protect their businesses and assets from potential liabilities.
Is Your Landscaping and Lawn Care Business Protected?
As the busy season approaches, landscaping and lawn care businesses are preparing to manage the health of their customers' properties. Here are some tips to ensure a safe and problem-free season.