Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Does a Tradesman Need?
Business insurance designed for self-employed tradespeople or small construction company owners is called tradesman insurance. Learn why you need it and what it covers.
What Type of Insurance Do E-Bike Retailers Need?
The popularity of electric bicycles in Canada is soaring as consumers seek greener transportation alternatives. Despite this, e-bike retailers are exposed to various risks that could severely impact their businesses. Here’s how insurance can minimize potential financial losses.
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
Roofing Season: Insurance Coverage Every Roofer Needs
With data showing the demand for roofing services in Canada will rise in 2025 and the busy summer season approaching, now’s the time for roofers to ensure they have adequate liability insurance protection. Here’s what roofers should know.
Does Commercial Property Insurance Include Protection for Overland Floods?
Flooding in an average year in Canada causes around $2.78 billion in structural damages to properties. With spring inching closer, the risk of flooding rises. Here’s what you need to know to protect your business property from water damage.
Small Business Tips
Want Help Growing Your Small Business? Consider Finding a Mentor
Seeking a mentor to guide your journey can profoundly impact your professional growth and success. Here’s how to find a mentor to help your business grow.
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Flood Prevention Tips for Small Businesses in Canada
Spring approaches, and with it comes flood season. While knowing what to do if your business property floods is important, it’s equally important to be prepared to prevent flood and water damage. Our 10 flood prevention tips can help.
Insurance
Additional Interest and Additional Insured: What’s the Difference?
Adding a third party to a business insurance policy can be done by including them as an additional interest or an additional insured. While both methods involve adding a third party, they have distinct purposes. Here’s what business owners need to know.
What Is a Business Insurance Exclusion?
Commercial insurance policies contain exclusions. An exclusion defines what is not covered by a policy. Understanding exclusions helps you know what is and is not covered. Here’s what to know.
The High Cost of Vandalism: 5 Vandalism Small Business Insurance Claims
Categorized as a property crime, vandalism is defined as the deliberate damage or destruction of property. Along with theft, it’s a persistent threat to small businesses. Explore five vandalism claims our clients filed and how insurance helped them recover.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Photography Business
Your primary motivation to start a photography business isn’t to be a business owner necessarily. It’s to take high-quality photos and make a living off them. Read our guide on what to do to launch your photography career.
How to Start a Cleaning Business (and Mop Up the Competition)
Striking out on your own by launching a cleaning business? With workplace and residential hygiene and safety being top-of-mind, now may be the time to kickstart your dream into reality. Here are five steps to take to get your cleaning business up and running.
Guide: How to Start a Snow Removal Business in Canada
The snow and ice removal business can be a lucrative one, but you need to strategize in advance to capitalize on the opportunity, be aware of the risks, and manage a cash flow crunch.