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Insurance for beauty professionals
Clients put their trust in beauty professionals to provide a safe and reliable service – and they want to walk away feeling great. Whether they’re visiting your business for a haircut, pedicure, or massage, it’s important to make sure they’re well looked after throughout their treatment. Even if you take every precaution, there is always a risk that an accident could happen beyond your control.
As beauty professionals, we know your business risks are unique. We’ve helped more than 100,000 entrepreneurs protect their businesses with insurance policies that are designed to cover their needs.
Common claims scenarios
Problem: While you’re performing a laser hair removal service for a client, you accidentally burn them. Unfortunately, the burn ends up scarring their face.
Outcome: Your client successfully sues you for bodily injury. Your Professional Liability Insurance could cover the $79,000 cost in legal fees and medical expenses.
Problem: While performing a wax, you accidentally misjudge the temperature of the wax and end up hurting the client.
Outcome: Your client suffers from second-degree burns during the treatment and successfully sues you for negligence. Your Professional Liability Insurance could cover $32,000 in legal fees and medical expenses.
Problem: During a makeup service you provide, the client starts having a suspected adverse reaction to the eyeshadow being used, and her eyes and face start to swell up.
Outcome: The client takes herself to the hospital and ends up needing overnight treatment and follow-up care. The $10,000 in medical expenses may be covered under your Commercial General Liability Insurance coverage up to policy limits.
Frequently asked questions
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You’ve spent your professional life making other people feel great about themselves; you deserve a broker that’s dedicated to making you feel great about protecting your business.
At Zensurance, we simplify the process of getting beauty insurance so that you get the coverage you need, quick and easy!