Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is a Deductible for Small Business Insurance?
A deductible is your share of the cost for damage or loss when you make a claim with your insurance provider. They can also help keep your annual premium low. Learn more about deductibles and why they matter.
Protect Your Pipes: Why Plumbers Can’t Afford to Ignore Liability Insurance
Plumbing is a demanding and complex profession, and even the most meticulous and skilled plumbers can make mistakes. Here are six reasons why every plumbing contractor should have liability insurance.
How Landlords Can Check for and Avoid Frozen Water Pipes
When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.
Is Your Seasonal Business Insured? 3 Things to Know
If your business is stocking up on inventory for the holidays, operating for only a few months of the year, or opening a pop-up shop, here’s how to cover the liability risks you face.
Does My Airbnb Need Extra Insurance?
In Canada, hosts earn an average of $10,300 annually through Airbnb. But weighing the pros and cons of listing your property on any home-sharing platform is critical, especially the property damage and liability risks you face. Here’s what you should know.
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
Small Business Tips
Insurance
What Type of Insurance Do Window Cleaners Need?
Given the high-demand nature of the industry and the often significant heights at which window cleaners work, the need for a comprehensive insurance policy cannot be overstated. Here’s what you should know.
8 Ways to Know If You Should Update Your Business Insurance Policy
Does your existing business insurance adequately cover your risks? Renewing a policy without reflecting on how your small business has changed and updating it accordingly could threaten your finances if you need to file a claim. Here’s how to avoid that scenario.
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.