Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Do Student Counsellors Need?
Student counsellors, as the architects of secondary and post-secondary students' lives and academic journeys, face many challenges. However, this multifaceted career exposes counsellors to various risks. Learn how insurance can safeguard your career and finances.
Does My Nightclub Need Restaurant Insurance?
Nightclubs are bustling, high-energy environments catering to different tastes to create unique experiences. But there’s more to worry about than theme nights and drink specials. Get the lowdown on how insurance can protect your assets.
How Much Does Landlord Insurance Cost?
Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.
7 Small Business Water Damage Insurance Claims
While there are preventative measures you can take to protect your business from water damage, paying for damages beyond your control requires commercial property insurance. Here are seven real-life water damage insurance claims
What Type of Insurance Does a Balloon Business Need?
Balloon decorators can be financially responsible for damages or injuries to people or property because of their creations and operations. Here's how to protect your finances and keep your business aloft.
10 Common Mistakes to Avoid When Buying Business Insurance
Protecting your financial well-being and professional reputation with business insurance requires understanding your liability risks and legal and industry requirements. Here are common mistakes to avoid when buying insurance.
Small Business Tips
How Much Does Small Business Insurance Cost?
Are you wondering what other small business owners in Canada pay for insurance? Whether you operate in Toronto, Vancouver,
Business Insurance Company Zensurance Expands to a Ninth Canadian Province
From British Columbia to Newfoundland, Zensurance makes business insurance an easy process for Canadian entrepreneurs.
Errors & Omissions (E&O) – Claims Examples
Errors & Omissions Insurance (E&O) is a useful policy that can protect you in case you make a
Insurance
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.