Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.
Malpractice Insurance for Mental Health Professionals: What You Need to Know
Mental health and wellness practitioners who strive to help people overcome their challenges and live healthier lives face many significant pitfalls that could upend their careers and reputations. Here’s how these professionals can protect themselves.
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
How to Get a General Contractors License in Ontario
General contractors coordinate all aspects of construction and renovation projects, ensuring each job meets high-quality standards and adheres to safety and building codes. Learn the steps for getting the contractor licensing you need in Ontario.
Small Business Tips
Returning to Work: Is Your Business Protected After COVID-19?
Before you swing open the doors to the public and employees, it’s worthwhile to contemplate how your company has changed and what it needs to do differently to operate safely.
Digital Marketing for Plumbers: How to Grow Your Business
Plumbers are trained to know the ins and outs of water pipes and how to find and fix leaks. But marketing may be a head-scratcher. Here’s how you can gain more customers and stand out from the competition.
How to Open an Etsy Shop
Eager to establish your startup business using Etsy, the e-commerce marketplace? Read our detailed guide on how to get your Etsy store online and positioned for success.
Insurance
10 Insurance Gaps Most Small Businesses Miss (And How to Fix Them)
Ensuring your business is fully covered can be a challenge. Here are 10 common insurance gaps small business owners might miss and what to do to address them to ensure you’re adequately protected.
Do You Need D&O Insurance or E&O Insurance?
Both directors and officers (D&O) insurance and errors and omissions (E&O) insurance provide liability protection, but they address distinct risks. Choosing the wrong one could leave critical gaps in your coverage. Here’s what every business owner should know.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.