Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.
What Is Dropshipping Insurance for Side Hustles?
Dropshipping is hailed as the ‘ultimate side hustle’, attracting many young entrepreneurs and startups. This e-commerce business can be lucrative but is not risk-free or without possible legal consequences. Here’s what to know and how to protect your online business.
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
What Is a Commercial Insurance Bond?
A commercial insurance bond is different from a business insurance policy. Both are valuable risk management tools, but they each serve unique purposes. Get an overview of the differences and the types of bonds your small business may need.
Small Business Tips
7 Tips for Swimming Pool Maintenance Contractors
As we head into the prime-time season for swimming pool contractors, now’s the time to get ready to ramp up your operations and ensure your team is ready to help your customers keep their pools clean.
6 Best Website Builders for Small Businesses
Every established small business or startup needs to have a website to attract customers, but not all business owners, entrepreneurs, and self-employed professionals are comfortable designing and creating a site from scratch. See our suggestions for how to get online easily and affordably.
12 Safety Tips for Campground Owners
An estimated 3.1 million Canadian households plan to go camping this year and more than 500,000 plan to camp for the first time. Here’s how campground and RV park owners can get ready for the season and protect their businesses.
Insurance
Workers’ Compensation vs Employers’ Liability Insurance: What’s the Difference?
You may wonder if employers’ liability insurance is the same as workers’ compensation insurance. Technically, the answer is ‘no’. However, these two insurance types are designed to complement each other. Here’s what you need to know.
Back to School: 7 Reasons Why Tutors and Teachers Need Insurance
As a new school year begins, it’s not just lesson plans that need reviewing – your protection does, too. From liability claims to unexpected accidents, educators face real risks. Here’s what tutors and educators need to know to stay focused on what they do best: teaching.
Survey: Small Businesses Feel the Squeeze as Economic Pressures Mount
Tariffs, inflation, and shifting economic winds are hitting small businesses hard. According to the fourth annual Zensurance Small Business Confidence Index, 62% of owners say today’s economic climate is hurting their operations. Here’s what else is keeping them up at night.