Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
What Is a Commercial Insurance Bond?
A commercial insurance bond is different from a business insurance policy. Both are valuable risk management tools, but they each serve unique purposes. Get an overview of the differences and the types of bonds your small business may need.
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.
Malpractice Insurance for Mental Health Professionals: What You Need to Know
Mental health and wellness practitioners who strive to help people overcome their challenges and live healthier lives face many significant pitfalls that could upend their careers and reputations. Here’s how these professionals can protect themselves.
Small Business Tips
Canada Day Weekend: Wave the Flag and Market Your Small Business
National holidays are a great way to have your brand join in on the collective feelings of optimism, celebration, and reflection. Just be careful it reads as authentic.
How to Write a Mission and Vision Statement for Your Small Business
There is often confusion around what mission and vision statements are and their differences. Read our guide on how to develop and realize your organization’s mission and vision statements.
8 General Contractor Marketing Tips
Many contractors work in the residential renovation and maintenance segment. Considering the competition, what is the best way for contractors to market their services and stand out? Follow these eight recommendations.
Insurance
What Type of Insurance Does a Home Daycare Business Need?
Daycare insurance safeguards business owners from the financial repercussions of accidents, third-party bodily injury claims, property damage, or allegations of professional negligence. Get the A-B-Cs on daycare insurance and protect your livelihood.
What Is Commercial Auto Insurance in Canada?
Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Discover how a commercial auto policy protects your ride – and why it's essential if you drive for work.
What Type of Insurance Do IT Consultants Need?
IT consultants require comprehensive insurance to minimize financial, legal, and operational risks and avoid financial turmoil. Get a straightforward overview of how to protect your IT services business.