Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
Named, Specified, or All-Risk Perils: Which One Is Right for Your Business Insurance?
When exploring options to protect your business with insurance, it’s vital to know the details of a policy. Understanding the differences between the types of perils a policy covers is critical. Get a breakdown of what named, specific, and all-risk perils-based insurance is.
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.
What Is Dropshipping Insurance for Side Hustles?
Dropshipping is hailed as the ‘ultimate side hustle’, attracting many young entrepreneurs and startups. This e-commerce business can be lucrative but is not risk-free or without possible legal consequences. Here’s what to know and how to protect your online business.
Small Business Tips
Can a Customer Liability Waiver Protect Your Small Business?
Eliminating all the risks your business faces are nearly impossible. However, it is possible to minimize and manage them. Learn about customer liability waivers and whether they can help shield you from third-party bodily injury claims or lawsuits.
How to Reduce Job Applicant Ghosting in a Tight Labour Market
Small businesses can’t afford to be waiting for applicants who will never arrive, or worse yet, people who get hired only to not show up for their first shift. Here’s how you can prevent applicants from “ghosting” you.
8 Ways to Make Smart Small Business Decisions
Every business makes a mistake. Some of the largest companies in the world have made them. Discover eight decision-making strategies to help guide you as you grow your company.
Insurance
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.
Insurance for Janitors: What Type of Insurance Does a Janitor Need?
Professional janitors operate on the front lines of high-traffic, high-stakes environments – where a single misstep can lead to costly liability. Find out how customized liability insurance can safeguard a janitorial business when problems arise.
Why Do Accountants Need Professional Liability Insurance?
As trusted advisors, accountants empower business owners with clarity and confidence. But much like any small business owner, accountants also face financial risks. Here’s how insurance can protect accountants’ finances and careers.