Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
How to Develop a Loss Prevention Strategy for Retailers
An estimated 57% of Canadian small businesses dealt with theft or shoplifting in 2023 and shoplifting costs retailers around $5 billion annually. Here’s how a loss prevention strategy and customized business insurance can help protect a retailer’s finances.
Risk Alert: 70% of Self-Employed Canadians Don’t Have Business Insurance
An estimated 13.2% of Canadians (about 2.6 million) are self-employed professionals. A recent snapshot poll of these individuals finds an overwhelming majority do not have liability insurance and may be risking financial ruin.
General Liability vs Professional Liability Insurance: Which One Do You Need?
Both general liability and professional liability insurance are vital coverages for business owners and independent professionals, but they each cover different types of risks. There is no better insurance than knowledge, so here's a simple breakdown of each.
Climate Change Risks: What Business Property Coverage Does Your Small Biz Need?
In the last decade, 87,000 Canadian businesses suffered financial losses due to severe weather and natural disasters, and 2024 was the worst for insurable losses caused by catastrophic weather and natural disasters. Here’s what you can do to protect your small business.
Do You Need Landlord Insurance to Rent Out a Room?
When renting out rooms in a boarding house or apartment, having landlord insurance is critical for protecting your investment and financial well-being. Here’s what you need to know.
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
Small Business Tips
Small Business Hiring Guide: Interview Dos and Don’ts
It costs business owners money to hire new employees. How can you keep costs down and find the right fit for your organization? Follow our interviewing tips and streamline your hiring process.
How to Resolve Angry Customer Complaints
Every business has to deal with angry customers from time to time. Showing empathy and making an effort to resolve the situation is vital for preserving your business’s reputation. Here are ways you can do that.
5 Ways to Get Social Media ROI for Your Small Business
Social media offers small businesses and self-employed professionals an affordable and direct means of communicating with their existing customers while attracting new business. But how do you know if your efforts are working? Here’s what you should know.
Insurance
10 Must-Know Facts About General Liability Insurance for Small Businesses
Many business owners may not understand what general liability insurance covers and does not cover. Let’s end that confusion. Get the lowdown on how this type of insurance safeguards your small business so you can make informed decisions for protecting your assets.
What Is Product Liability Insurance?
Product liability insurance protects business owners against claims from customers alleging third-party property damages or bodily injuries caused by their products. Here’s what manufacturers, distributors, retailers, and e-commerce sellers should know.
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.