Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Zensurance Business Grant Winner 2025: SnuggleTooth Smile Mobile
We're excited to introduce the winners of our $10,000 and $1,000 small business grants! Learn from their valuable advice for fellow business owners and entrepreneurs, and discover why they consider insurance a cornerstone of their financial well-being.
8 Types of Insurance Electrician Contractors Need
In many provinces, electricians must carry liability insurance to obtain and maintain their licences. Without it, you’re leaving your business and livelihood exposed. Get a straightforward rundown of the types of coverage electricians need and why they matter.
What Type of Insurance Do Gardeners Need?
On the surface, gardening may seem like a safe profession. However, similar to landscaping professionals, professional gardeners face several liability risks. Here's what gardeners need to know to safeguard their finances and livelihoods.
What You Need to Know About Student Rental Housing Insurance
Canadian landlords with properties near universities and colleges have an excellent opportunity to meet the constant demand for off-campus student rental housing. However, property owners must safeguard their investments from potential damages and lawsuits. Here's how insurance can help.
What Type of Insurance Does a Tradesman Need?
Business insurance designed for self-employed tradespeople or small construction company owners is called tradesman insurance. Learn why you need it and what it covers.
What Type of Insurance Do E-Bike Retailers Need?
The popularity of electric bicycles in Canada is soaring as consumers seek greener transportation alternatives. Despite this, e-bike retailers are exposed to various risks that could severely impact their businesses. Here’s how insurance can minimize potential financial losses.
Small Business Tips
6 Tips for Mitigating Work From Home Injuries and Employers’ Liability
Although severe injuries to workers who occasionally or regularly work from home are rare, should one of your employees suffer an injury while working at home, you can still be held liable for the costs. See our tips for reducing those risks.
What to Do If Your Small Business Floods
As Canada’s most common natural hazard, floods pose a risk to businesses everywhere. Learn more about floods, how to prevent them, clean up after one, and how insurance can help tackle the cost of damage and loss.
10 Trends to Grow Your Small Business in 2023
As they say in financial investment and stock market trading circles, ‘the trend is your friend’. Read our 10 trends for 2023 to help increase your sales and grow your small business.
Insurance
Do You Need D&O Insurance or E&O Insurance?
Both directors and officers (D&O) insurance and errors and omissions (E&O) insurance provide liability protection, but they address distinct risks. Choosing the wrong one could leave critical gaps in your coverage. Here’s what every business owner should know.
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
10 Common Warehouse Risks and How to Reduce Them
Handling the cost and impact of accidents and being prepared for unexpected damage and loss caused by events beyond their control is a top challenge for warehouse owners. Get an overview of the most common warehouse hazards and how insurance can protect your business.