Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Is Course of Construction (COC) Insurance?
It’s not uncommon for contractors to wonder if they need course of construction (COC), builders’ risk, or contractors’ all-risk insurance. Get a clear explanation and quick overview of what this vital protection provides builders, renovators, and property owners.
Does Your Business Need Automotive Garage Insurance?
When a customer visits your automotive shop and entrusts their car, SUV, or truck to you for service or repair, they expect you to treat their vehicle carefully. But that doesn’t mean accidents or mistakes won’t happen. Here’s how insurance can help when things go wrong.
How to Protect Your Business or Profession From Negligence Claims
No business owner or independent professional wants to be accused of professional negligence, but it happens. See our tips for avoiding this situation and how insurance can help if you receive a negligence claim or are subject to a lawsuit.
What Type of Insurance Do Moving Companies Need?
The summer season, with its increased demand for professional moving companies, is the perfect time for movers to secure the insurance they need. The time is now. Here’s why.
What Is Vicarious Liability?
Business owners can be held financially liable for the damages or negligence caused by the actions or inactions of third parties. Here’s how you can protect your company from vicarious liability risks.
5 Reasons Why Summer Is the Perfect Time to Review Your Business Insurance
The midpoint of the year is ideal to review your insurance coverage and consider if it’s adequate to cover how your business has changed or will change in the months ahead. Here are five reasons to review your policy (and how Zensurance can help).
Small Business Tips
How to Do a Business Name Search in Canada
A catchy business name can create brand awareness, drive customer loyalty and sales, and eventually help you attract the talent you need when it’s time to hire employees. Here are the steps you need to take to register and protect your company’s name.
How Does Your Side Business Affect Your Taxes?
The money earned from your side hustle is considered taxable but there are many ways to lower your tax bill. Here’s how to do that.
What Is a Good Profit Margin for Your Small Business?
A profit margin is an amount that shows how profitable your business is by dividing income by revenue (also called sales). There are also different types of margins you’ll need to understand and ways to improve them.
Insurance
The Holiday Season Approaches: What You Need To Know About Liquor Liability Insurance
As restaurant and bar owners prepare to make the most of the holiday season, it's important to consider the risks and protections associated with serving alcohol. Here’s what owners of establishments serving alcohol need to know.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.