Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Emergency Preparedness Week: 10 Tips for Small Businesses
Emergency Preparedness Week 2025 runs from May 4 to 10. Download our free emergency supply kit checklist and see our 10 emergency preparedness tips for small businesses.
15 Tips to Get Your Vacation Rental Property Ready for the Summer
Vacation rental property owners across Canada are eager to attract vacationers to their properties. Before summer gets underway, see our tips for sprucing up your property and ensuring you’ve got the right insurance to cover unexpected damages that may crop up.
Will Home Insurance Cover Your Airbnb or VRBO Rental?
Home sharing platforms like Airbnb and VRBO are often viewed as commercial activities by insurance providers. Safeguard your property and rental business by understanding the insurance implications involved in home sharing.
What Is Wrap-Up Liability Insurance?
Running or working on a large construction project? A wrap-up liability insurance policy can adequately address your risk exposures. Get the lowdown on what a wrap-up policy is and how it can protect your project and team.
9 Reasons Why Massage Therapists Need Insurance
Although liability insurance is a legal requirement for Registered Massage Therapists in most provinces, all massage therapists should protect themselves against claims of negligence, errors, and omissions. Here’s why it matters.
Does Cyber Insurance Cover AI-Generated Cybercrime?
Artificial intelligence (AI) is creating faster-paced, more effective, larger-scale cyber-attacks. Explore ways businesses can defend themselves and learn how cyber insurance helps recovery if your business is attacked.
Small Business Tips
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
5 Common Consultant Insurance Claims
The services consultants provide to their customers expose them to many liability risks that can affect their reputations and finances. Here are five real-life insurance claims a handful of our consultant clients faced and how insurance helped them recover.
Blackout: 9 Power Outage Tips for Small Business Owners
No power in your shop means no customers walking through your door. Likewise, no power means no internet. While most power outages or blackouts tend to be short-lived, that’s not always the case. Here’s how you can prepare your business for a sustained outage.
Insurance
Smash-and-Grab Thefts: How to Safeguard Your Retail Business
How can Canadian retailers defend their properties and inventories and enhance security when robberies and theft are rising? See our recommendations for upping retail store security and having the right insurance to recover from such events.
6 Ways Maintenance Helps Reduce Liability Risks for Landlords
Smart landlords know that risk management hinges on regular maintenance. A well-maintained property is safer, more valuable, and less likely to trigger costly liability claims. Here are six ways for landlords to prevent problems and protect their properties.
What You Need to Know About Self-Employed Insurance
Many self-employed Canadians (70% according to our poll) lack business insurance, leaving their finances vulnerable to work-related risks and liabilities. Discover how business insurance can offer essential protection for independent professionals.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start a Clothing Business
There are a few steps you need to take to turn your dream of running a clothing business into reality. Here’s how you can do that.
10 Hiring Tips for Startups
Your startup business is growing and now it’s time to build your team by hiring qualified talent. Read our recommendations for how you can find the people you need to help your business continue to thrive and grow.
6 Best Website Builders for Small Businesses
Every established small business or startup needs to have a website to attract customers, but not all business owners, entrepreneurs, and self-employed professionals are comfortable designing and creating a site from scratch. See our suggestions for how to get online easily and affordably.