Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
8 Costly Insurance Mistakes Airbnb & VRBO Hosts Make (And How to Avoid Them)
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
What Insurance Do Temu Sellers Need?
E-commerce marketplace Temu has grown in popularity with consumers and online sellers since its launch in Canada in 2023. However, selling goods on third-party digital marketplaces poses potential liability risks to sellers and small businesses. Here’s what sellers should know.
What Is a Business Insurance Policy Limit?
The maximum amount of money an insurance company will pay for a covered loss during a policy period (usually one year) is called the policy or coverage limit. Find out about the choices you have when deciding on your coverage limits.
What Type of Insurance Does a Vape Store Need?
Running a vape shop has both benefits and drawbacks. It is crucial for vape store owners to be aware of the risks and take the necessary steps to protect their businesses and assets from potential liabilities.
Is Your Landscaping and Lawn Care Business Protected?
As the busy season approaches, landscaping and lawn care businesses are preparing to manage the health of their customers' properties. Here are some tips to ensure a safe and problem-free season.
Tornado Season 2025: What Small Businesses Need to Know
Canada ranks second in the world for the most tornadoes per year after the U.S. See our tips for how business property owners can prepare and minimize damage to their properties from a tornado and other severe windstorms.
Small Business Tips
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat
Zensurance’s third annual Small Business Confidence Index survey finds inflation is Canadian business owners’ most significant concern for a second year in a row. Although most respondents said the economy has had a negative impact on their businesses, almost 70% are confident they will be successful in 2024. Here’s what else is on their minds.
5 Tips for Protecting Your Business Property From Mould
Mould can threaten your business property and human health at any time of the year. Prevention is the best cure to safeguard your premises from it. Here are five ways to do that.
Insurance
Contractor vs Subcontractor: Understanding Liability and Insurance
It can be confusing to understand the specific risks contractors and subcontractors face during construction projects. Get a straightforward understanding of what's at stake and the types of insurance these professionals require.
10 Common Summertime Business Insurance Claims in Canada
Summer can bring a surge in unexpected risks for small businesses – from property damage to equipment breakdowns. See how we helped real clients tackle 10 common seasonal claims and stay open for business.
Under the Table = Underinsured: The Moral Hazard Every Contractor Should Know
Doing work “under the table” – unreported, off-the-books work done in cash to avoid taxes and legal obligations – poses significant risks to contractors, including rejected insurance claims.
Financial Business Tips
Cybersecurity
Startup Tips
How to Start an Electrician Business in Canada
It’s estimated Canada will need thousands of new electricians within 10 years. That makes pursuing a career as an electrician or starting your own business in the trade ideal.
How to Start a Jewellery-Making Business
Although the jewellery industry is highly competitive, it has low barriers to entry. If you’re keen to dazzle the world with your artisan, handcrafted treasures, now may be the time to strike gold. Here are the steps you need to take.
Types of Communication Styles in Business
The tone of voice you use when developing your business communication style is critical. It not only affects how people notice your business but can also influence who’ll want to do business with you.