Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Do Event Planners Need Insurance?
Event planning is an exciting industry, and event planners have careers abounding with culture, novelty, creativity, and adventure. Business insurance is necessary for any event planner so they can focus on their next big event, not an unexpected accident.
Do Yoga Teachers Need Liability Insurance?
Yoga teachers are fitness and wellness instructors who guide their clients through various poses or asanas. Despite the many benefits yoga provides, your clients may suffer a physical injury that can put your livelihood at risk. Here’s how you can protect yourself.
What Is a Loss Payee in Business Insurance?
A loss payee is one of many insurance terms worth understanding, so you can make informed choices when insuring your profession or business. Learn more about loss payees and how they differ from an additional insured.
How to Start a Business in Ontario
Are you thinking about taking charge of your future by starting a small business in Ontario? Get an overview of the steps you need to take to become your own boss.
Seasonal Contractor: 5 Reasons Why You Need Year-Round Insurance Protection
Does buying a short-term business insurance policy save you money? Not necessarily. Moreover, it can lead to problems. Here are five reasons why you should consider purchasing an annual policy and maintaining continuous protection for your business.
What Type of Insurance Do You Need for Leased Equipment?
You might be surprised to learn some types of equipment are not automatically protected by a contractor’s typical commercial property policy. Here’s what you need to know about covering tools and equipment you own, rent, lease, or borrow.
Small Business Tips
Insurance
4 Common Handyman Insurance Claims
No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. Here are four claims handypersons typically face and how insurance helps protect their finances.
Liquor Liability Insurance vs Host Liquor Liability Insurance: What’s the Difference?
Understanding the distinct differences between liquor liability insurance and host liquor liability insurance is crucial for business owners and hosts alike. Let's explore the unique coverage offered by each, shining light on the importance of securing the right protection for your specific needs.
10 Ways to Prevent Shoplifting in Your Retail Store
An estimated 57% of Canadian small businesses dealt with theft or shoplifting in 2023. See our tips on how to spot possible shoplifters and the things you can do to prevent shoplifting and theft of your merchandise.