Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Do Subcontractors Need Insurance?
Liability insurance is vital for risk management on construction and renovation projects. Here’s why every subcontractor hired for any project should carry their own coverage.
What Is a Business Owner’s Policy (BOP)?
If you’re seeking an efficient and affordable way to protect your small business, an all-in-one business owner’s policy may be an economical solution. Find out what it covers and why you need it.
What Is Contractors All-Risk Insurance?
The nature of the construction work is loaded with visible and unforeseen risks. Does your next large build project require a contractors all-risk insurance policy instead of standard contractors liability coverage? Drill down to find out.
What Insurance Do Golf Simulator Businesses Need?
Just like any entertainment or recreational facility, golf simulator businesses face various liability risks that can lead to financial losses or lawsuits. This article explores how you can protect and grow your business in the face of these challenges.
How to Become a Chartered Professional Accountant (CPA) in Canada
Becoming a CPA in Canada takes time and effort and prepares you for a rewarding career with unlimited potential. Read our guide on the steps you need to take to earn a CPA designation.
A Landlord’s Guide for Renting to Students
As thousands of students return to school to pursue higher learning, it's the busy season for rental property landlords. Many students are also on the hunt for somewhere to live off-campus. See our landlord guide to renting to students and other tenants, including how to protect your property.
Small Business Tips
Insurance
Airbnb and VRBO Holiday Rentals: What Hosts Should Know About Insurance
Airbnb and VRBO hosts should also consider the risks associated with holiday rentals. Booking holiday stays may involve elevated risks of property damage or liabilities. Here’s how to protect your rental and finances.
What Is a Certificate of Insurance (COI) for Contractors?
Contractors, subcontractors, and construction professionals must prove they have valid liability insurance to work. Verifying you are insured with a certificate of insurance (COI) is critical for bidding on projects, obtaining building permits, and landing contracts. Here’s what every construction professional should know.
10 Business Insurance Claims We Saw in 2024
Insurance is critical for protecting small business owners’ and independent professionals’ finances and reputations. Need proof? Here are 10 real-life insurance claims we resolved in 2024 for our clients.