Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
You Own Development Land and Plan to Build – Get Insurance First
It’s a common misconception you can save money by postponing purchasing business insurance before initiating construction on undeveloped land. Here’s why land developers and construction firms need it before breaking ground.
Zensurance Business Grant Winner 2023: Malartic Design + Builds
Hugo Latreille, owner of Ottawa-based Malartic Design + Builds, is crowned the $10,000 Zensurance Small Business Grant 2023 winner. Read our Q&A interview with Latreille to learn more about his company and his advice for other Canadian small business owners and entrepreneurs.
How Contractors Can Use Insurance to Manage Legal Disputes
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
13 Reasons Why You Should Insure Your Home-Based Business
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
What You Need to Know About Liquor Liability for Your Party or Event
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.
What Type of Insurance Do Christmas Tree Farms Need?
At the risk of sounding like Scrooge, Christmas tree producers have to contend with more than inflation and the impacts of climate change on their farms. They also face significant liability threats that could quickly upend their businesses. Here’s how insurance can help.
Small Business Tips
Insurance
What Is a Certificate of Insurance (COI) for Contractors?
Contractors, subcontractors, and construction professionals must prove they have valid liability insurance to work. Verifying you are insured with a certificate of insurance (COI) is critical for bidding on projects, obtaining building permits, and landing contracts. Here’s what every construction professional should know.
10 Business Insurance Claims We Saw in 2024
Insurance is critical for protecting small business owners’ and independent professionals’ finances and reputations. Need proof? Here are 10 real-life insurance claims we resolved in 2024 for our clients.
The Holiday Season Approaches: What You Need To Know About Liquor Liability Insurance
As restaurant and bar owners prepare to make the most of the holiday season, it's important to consider the risks and protections associated with serving alcohol. Here’s what owners of establishments serving alcohol need to know.