Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.
Why November Is the Perfect Time for Bookkeepers to Review Their Insurance
As we inch toward the end of another year, bookkeepers are busy preparing for the end of their clients’ financial year. But now is the ideal time for bookkeepers to review and assess their insurance. We’ll give you 10 reasons why.
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
10 Financial Planning Tips for Small Businesses in 2025
Making informed decisions, dealing with unforeseen challenges, and positioning your business for sustained growth requires planning. See our financial planning tips to help your small business grow and thrive in 2025.
Insurance Considerations for E-Commerce Businesses During the Holidays
With the busiest shopping season of the year underway, online retailers and e-commerce businesses need to be vigilant to prevent data breaches and cyber-attacks and get coverage for customer injuries. Here’s how insurance can help.
Small Business Tips
10 Accounting Tips for Small Business Owners
Save time and money, keep your books balanced, and avoid run-ins with the Canada Revenue Agency with these 10 tips to manage your business’s finances.
How Small Business Data Impacts Insurance Underwriting and Quoting
Sharing your business’s financial data with a licensed broker allows them to provide small business insurance policies faster since they automate the gathering of the information they need
47% of Canadian Small Businesses Lack Cybersecurity Protection
Online survey finds almost half of small businesses lack necessary cyber security defences to repel a cyber-attack.
Insurance
What Insurance Do Photographers Need?
Whether you're launching your photography business or are a seasoned professional capturing unforgettable moments, the financial risks facing photographers and videographers can be significant. Here’s how to protect your photography business.
Insurance for Janitors: What Type of Insurance Does a Janitor Need?
Professional janitors operate on the front lines of high-traffic, high-stakes environments – where a single misstep can lead to costly liability. Find out how customized liability insurance can safeguard a janitorial business when problems arise.
Why Do Accountants Need Professional Liability Insurance?
As trusted advisors, accountants empower business owners with clarity and confidence. But much like any small business owner, accountants also face financial risks. Here’s how insurance can protect accountants’ finances and careers.