Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
7 Inexpensive Tools for Small Businesses to Create Videos
Using videos to market your business can be a game-changer. For small business owners and self-employed professionals on tight budgets, see our list of options for creating engaging videos with minimal effort and cost.
How Plumbers Can Get Low-Cost Insurance to Work in High Rises
High-rise plumbers working in individual units are responsible for installing or repairing complex plumbing systems. Get the lowdown on getting the coverage you need, avoiding accidents, and keeping your premium low.
Understanding Business Interruption Insurance Before Winter Hits
Winter weather can force you to close for a few days (or worse) unexpectedly. That’s why now’s the time to give business interruption insurance thought. Here are your options and how business interruption coverage can protect your income if forced to close temporarily.
What Type of Insurance Does a Hairstylist Need?
Stylists are not immune to making mistakes, accidentally injuring customers, or a salon or barber shop being damaged by fire, water, or a break-in. Here’s how hairstylists can protect their finances, business contents, and careers.
Business Liability: What You Need to Know Before Hosting Fall Events
Hosting an event or gathering this fall to increase your sales? Check your liability insurance coverage to ensure it adequately covers your risks. You might need special event insurance to safeguard your finances. Here’s what to know.
What Type of Insurance Does a Freelance Writer Need?
Some things are more frightening than a spell of writer’s block or the anxiety of initiating a first draft of any content. Freelance writers, copywriters, and authors face many liability risks that could devastate them financially. Here’s how writers can protect themselves.
Small Business Tips
Finding the Right Balance: 6 Tips for Working from Home with Kids
‘Working parent’ can sound redundant, as there is no end time to parent life, but having a supportive and positive workplace is a possibility. Here are six tips for parents working from home to find a healthy balance to their work weeks.
Surviving the Pandemic: 5 Tips for Small Businesses
The past two years of lockdowns and restrictions in Canada have been very a bumpy ride for small businesses. But they have also presented important lessons on how to be resilient, adapt, diversify, and find help when needed.
8 Tips for Running a Successful Home-Based Business
If you’re running a small business from home, will your home insurance policy cover you in the event of an accident or unexpected event? In many instances, the answer is ‘no’. Here’s what you should know.
Insurance
8 Costly Insurance Mistakes Airbnb & VRBO Hosts Make (And How to Avoid Them)
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
What Insurance Do Temu Sellers Need?
E-commerce marketplace Temu has grown in popularity with consumers and online sellers since its launch in Canada in 2023. However, selling goods on third-party digital marketplaces poses potential liability risks to sellers and small businesses. Here’s what sellers should know.
What Is a Business Insurance Policy Limit?
The maximum amount of money an insurance company will pay for a covered loss during a policy period (usually one year) is called the policy or coverage limit. Find out about the choices you have when deciding on your coverage limits.