Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
5 Common Consultant Insurance Claims
The services consultants provide to their customers expose them to many liability risks that can affect their reputations and finances. Here are five real-life insurance claims a handful of our consultant clients faced and how insurance helped them recover.
Blackout: 9 Power Outage Tips for Small Business Owners
No power in your shop means no customers walking through your door. Likewise, no power means no internet. While most power outages or blackouts tend to be short-lived, that’s not always the case. Here’s how you can prepare your business for a sustained outage.
What Is First-Party Fraud and How Can You Protect Your Business From It?
Fraud is a significant financial risk to organizations of all sizes and industries. First-party fraud can be difficult to detect among the many types of fraud. Here’s how you can safeguard your business from it.
10 Reasons Why You Should Choose a Small Business Insurance Broker
Getting the right insurance to support your small business is vital for safeguarding your finances, but it’s tough to do alone. Partnering with a licensed insurance broker makes a significant difference. Here’s why.
What Type of Insurance Does a Mixed-Use Commercial Property Need?
Mixed-use buildings featuring commercial enterprises and residential tenants contain unique risks. Here’s what property owners of multi-use properties need to know.
Small Business Tips
How to Reduce Job Applicant Ghosting in a Tight Labour Market
Small businesses can’t afford to be waiting for applicants who will never arrive, or worse yet, people who get hired only to not show up for their first shift. Here’s how you can prevent applicants from “ghosting” you.
8 Ways to Make Smart Small Business Decisions
Every business makes a mistake. Some of the largest companies in the world have made them. Discover eight decision-making strategies to help guide you as you grow your company.
Canada Day Weekend: Wave the Flag and Market Your Small Business
National holidays are a great way to have your brand join in on the collective feelings of optimism, celebration, and reflection. Just be careful it reads as authentic.
Insurance
Insurance for Accountants: What to Do When Renewing Your Policy
It’s wise to think about what level of protection your accountancy or you as an independent accountant need. Here are nine things every accountant should consider when their policies are due for renewal.
Do I Need Errors and Omissions Insurance?
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
10 Ideas to Grow Your Small Business in 2025
Looking to capitalize on new ways to engage with existing and prospective customers and apply new tactics to optimize your business operations can be a tough task. With an eye on brighter horizons, we offer 10 suggestions for things you can do to try to accelerate your small business’s growth in 2025.