Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Additional Interest and Additional Insured: What’s the Difference?
Adding a third party to a business insurance policy can be done by including them as an additional interest or an additional insured. While both methods involve adding a third party, they have distinct purposes. Here’s what business owners need to know.
What Is a Business Insurance Exclusion?
Commercial insurance policies contain exclusions. An exclusion defines what is not covered by a policy. Understanding exclusions helps you know what is and is not covered. Here’s what to know.
50 Side Hustle Ideas to Make Money in 2025
In addition to making extra income, a side hustle is a testing ground to try out a new idea before jumping headlong into starting a business. Looking for inspiration? Here are 50 side job ideas to consider.
The High Cost of Vandalism: 5 Vandalism Small Business Insurance Claims
Categorized as a property crime, vandalism is defined as the deliberate damage or destruction of property. Along with theft, it’s a persistent threat to small businesses. Explore five vandalism claims our clients filed and how insurance helped them recover.
How Much Does Manufacturing Insurance Cost in Canada?
The Canadian manufacturing sector plays a crucial role in driving economic growth. However, liability risks lurk at every stage for manufacturers of every kind. Get an overview of manufacturing insurance and the factors that determine its cost.
8 Costly Insurance Mistakes Airbnb & VRBO Hosts Make (And How to Avoid Them)
Third-party home-sharing platforms like Airbnb and VRBO make attracting vacationers and short-term renters easy, but safety and financial security should always prevail over any enterprise. Here’s how to protect your rental property.
Small Business Tips
How to Register a Business in Ontario
Get ready to launch your startup or new business venture in Canada’s most populous province by following the steps in our in-depth guide on registering your company in Ontario.
5 Tips for Dog-Friendly Businesses
Business owners who are eager to make their commercial spaces a welcoming environment for all including dog owners and their pooches must take precautions, and don’t forget about the doggone insurance risks.
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Insurance
What Is Tenants Legal Liability Insurance?
Tenants legal liability insurance is a crucial consideration for business owners who lease commercial properties. This coverage safeguards their finances in the event of loss or damage to the commercial property resulting from their actions or inactions. Here’s what to know.
Should I Pay My Small Business Insurance Premium Monthly or Annually?
Business insurance premiums can vary widely based on your industry, business size, and risk exposure. Paying a premium upfront once a year might save some money in the long run, but it’s not always realistic. Here’s how you can make an informed decision.
Renters’ Rights: What Landlords in Canada Need to Know
Each province determines the rental and tenancy laws in its jurisdiction, governing a wide variety of issues, including rent increases, dispute resolutions, and evictions. Get an overview of the rights that renters in each province have that landlords should abide by and know.