Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Celebrating Small Business Month Canada 2025
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
Fire Prevention Week 2025: How to Protect Your Small Business From Fires
October 5 to 11 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
Canada Post Strike: How Small Businesses Can Manage Shipping Costs
Almost 80% of Canadian small businesses rely on Canada Post to ship goods. With a possible postal strike hitting us on May 23, here are a few ways business owners can manage shipping needs until the work stoppage ends.
What Type of Insurance Do Software Developers Need?
Software developers are crucial for the development and maintenance of critical infrastructure, but they also face many liability risks that could devastate their finances and reputations. Here’s what every dev should know about getting the right type of insurance.
How to Start a Business in British Columbia (B.C.)
Thinking of venturing out on your own and starting a small business in Canada’s westernmost province? This brief guide aims to simplify the process of starting a business in British Columbia (B.C.). Learn what the essential legal requirements are, how to structure your company, and the steps you should take to bring your ambitions to life.
What Is Tenants Legal Liability Insurance? A Guide for Canadian Business Tenants
If you rent or lease commercial space, your landlord can hold you financially responsible for damage to it – even when the damage was an accident. Tenants legal liability insurance covers those costs. Here's what it protects, what it won't, and what it costs.
Small Business Tips
How to Register a Business in Ontario
Get ready to launch your startup or new business venture in Canada’s most populous province by following the steps in our in-depth guide on registering your company in Ontario.
5 Tips for Dog-Friendly Businesses
Business owners who are eager to make their commercial spaces a welcoming environment for all including dog owners and their pooches must take precautions, and don’t forget about the doggone insurance risks.
Shipping on the Cheap: 7 Ways to Reduce Your Shipping Costs
There’s no such thing as ‘free shipping’. You either pass on the cost to the consumer and your profits take a hit or absorb them and it takes a big bite out of your earnings. Here’s how to find a better balance.
Insurance
Why Do Insurers Ask for Your Small Business Revenue?
When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.
Arborist Liability Insurance in Canada: What Coverage Do Tree Care Businesses Need?
Chainsaws. Heights. Heavy equipment. Tree work isn’t low-risk and neither are the financial consequences. Arborists and tree care professionals do dangerous work. Don’t go out on a limb and offer your services without insurance. Here’s what every tree care business owner should know before stepping onto a job site.
Commercial Auto Insurance vs Personal Auto Insurance: What’s the Difference?
If you use your vehicle for work in Canada, you need commercial auto insurance. Personal auto insurance usually won’t cover accidents that happen during business use. Learn the key differences, legal requirements, and how to get the right commercial vehicle insurance coverage for your business.