Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Zensurance Business Grant Winner 2024: Down East Dance Academy
Meet our $10,000 and $1,000 small business grant winners, their advice for other business owners and entrepreneurs, and why insurance is an essential part of their financial wellness.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
How General Contractors Can Price a Job
Customer quotes allow contractors to set expectations and ensure a project goes smoothly and satisfactorily. However, pricing too low won’t cover your costs, and pricing too high risks not scoring the job. See our guide for tips on how to strike the right balance.
Why November Is the Perfect Time for Bookkeepers to Review Their Insurance
As we inch toward the end of another year, bookkeepers are busy preparing for the end of their clients’ financial year. But now is the ideal time for bookkeepers to review and assess their insurance. We’ll give you 10 reasons why.
Is Your Salon Ready for the Holidays? Insurance Tips for Beauticians
Salon owners and independent beauticians need to stock up on the products they need to make their clients shine over the holidays. But ensuring they're adequately covered with customized insurance is also critical. Here's what to know.
10 Tips for Closing Your Small Business for the Winter
Are you closing up shop for the winter? Ensuring your property is prepared for winter and your valuable contents and inventory are safely stored is vital. See our tips for how small business owners can shut down operations and keep their assets safe.
Small Business Tips
How to Protect Your Business From Wildfires
As climate change continues to fuel extreme weather events, it's more critical than ever for Canadian entrepreneurs and small business owners to protect their properties. Wildfires are among the growing threats business owners face. See our wildfire preparedness tips.
6 Tips for Mitigating Work From Home Injuries and Employers’ Liability
Although severe injuries to workers who occasionally or regularly work from home are rare, should one of your employees suffer an injury while working at home, you can still be held liable for the costs. See our tips for reducing those risks.
What to Do If Your Small Business Floods
As Canada’s most common natural hazard, floods pose a risk to businesses everywhere. Learn more about floods, how to prevent them, clean up after one, and how insurance can help tackle the cost of damage and loss.
Insurance
Roofing Season: Insurance Coverage Every Roofer Needs
With data showing the demand for roofing services in Canada will rise in 2025 and the busy summer season approaching, now’s the time for roofers to ensure they have adequate liability insurance protection. Here’s what roofers should know.
Does Commercial Property Insurance Include Protection for Overland Floods?
Flooding in an average year in Canada causes around $2.78 billion in structural damages to properties. With spring inching closer, the risk of flooding rises. Here’s what you need to know to protect your business property from water damage.
What Is a Business Insurance Peril?
There are a variety of risks or perils that can cause expensive losses or damages to a business owner. Get a quick rundown of what is considered an insurance peril and how to ensure you have the right type of coverage to protect your finances.