Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Insurance Do eBay Sellers in Canada Need?
Although eBay does not require sellers on its marketplace to carry business insurance, independent eBay Canada sellers face many liability risks that could result in expensive claims and lawsuits. Here’s how an eBay Canada seller can protect their finances.
What Kind of Insurance Do Estheticians Need?
Estheticians focus on skin care and beauty treatments. Whether they are independent contractors or spa owners, safeguarding their businesses from unforeseen circumstances is essential. Here's what every esthetician needs to know.
Additional Interest and Additional Insured: What’s the Difference?
Adding a third party to a business insurance policy can be done by including them as an additional interest or an additional insured. While both methods involve adding a third party, they have distinct purposes. Here’s what business owners need to know.
What Is a Business Insurance Exclusion?
Commercial insurance policies contain exclusions. An exclusion defines what is not covered by a policy. Understanding exclusions helps you know what is and is not covered. Here’s what to know.
50 Side Hustle Ideas to Make Money in 2025
In addition to making extra income, a side hustle is a testing ground to try out a new idea before jumping headlong into starting a business. Looking for inspiration? Here are 50 side job ideas to consider.
The High Cost of Vandalism: 5 Vandalism Small Business Insurance Claims
Categorized as a property crime, vandalism is defined as the deliberate damage or destruction of property. Along with theft, it’s a persistent threat to small businesses. Explore five vandalism claims our clients filed and how insurance helped them recover.
Small Business Tips
How Small Businesses Can Solve Cash Flow Problems
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
How to Build an Effective E-Commerce Marketing Strategy
From growing and tracking your customer base and increasing reach and revenue to keeping your operating costs low, e-commerce holds multiple benefits and advantages for any new or existing venture. Read our guide on launching your e-commerce business.
How to Become a Chartered Professional Accountant (CPA) in Canada
Becoming a CPA in Canada takes time and effort and prepares you for a rewarding career with unlimited potential. Read our guide on the steps you need to take to earn a CPA designation.
Insurance
What Is Inflation? A Guide for Small Business Owners in Canada
Inflation isn't simply about rising prices. It's about supply and demand imbalances. This guide explores the definition of inflation, its impact on interest rates, and ideas for Canadian small businesses to manage its effects.
Snow Removal Insurance: What You Need To Know This Winter
Obtaining the right coverage to protect high-risk snow removal operations can be challenging – especially if contractors wait until the fall to take action. See our tips for getting ready for the winter ahead, keeping your premium low, and how Zensurance can help you get coverage.
Workers’ Compensation vs Employers’ Liability Insurance: What’s the Difference?
You may wonder if employers’ liability insurance is the same as workers’ compensation insurance. Technically, the answer is ‘no’. However, these two insurance types are designed to complement each other. Here’s what you need to know.