Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
5 Must-Have Insurance Coverages for Subcontractors
For professionals who earn the bulk of their income as a subcontractor, getting a customized subcontractor insurance policy is not only wise, it’s an investment in your financial health and career. Here are five coverages every subcontractor should have.
What’s the Difference Between Premises Liability Insurance vs General Liability Insurance?
Safeguarding your business’s financial wellness and being prepared to cover unexpected accidents and damages on or off your business property requires insurance. Find out if you need premises liability or general liability insurance.
How to Write a Snow Removal Contract
Gearing up for the winter and inking customers to your snow removal contracts should be in full swing well before the chilly weather descends. See our tips for things your snow removal contracts may need to include for commercial and residential properties.
What Is Inland Marine Insurance?
If your business is shipping high-end, expensive equipment or products over land, you should protect them with inland marine coverage. Get an overview of what it is and find out if your small business needs it.
8 Things to Do If Your Tools Are Stolen
Knowing tools and equipment theft has almost become a national sport, every contractor and construction professional needs to take action to protect themselves and their gear. Here’s what you should do before and after your tools are stolen.
What Type of Insurance Do Window Cleaners Need?
Given the high-demand nature of the industry and the often significant heights at which window cleaners work, the need for a comprehensive insurance policy cannot be overstated. Here’s what you should know.
Small Business Tips
12 Classic and Innovative Ways to Grow Your Email Marketing List
An email marketing list is precisely what it sounds like – a list of emails owned by people who have signed up on your business’s subscribers' list. Here are 12 ways to grow your list and create long-term relationships with your customers.
How to Identify and Eliminate 7 Types of Waste in Your Small Business
The principles of lean management apply to almost every type of business or industry. It aims to improve your operational efficiency by eliminating waste across your internal processes. It may also help you keep your insurance premium low. Here’s what you should know.
Small Business Hiring Guide: Interview Dos and Don’ts
It costs business owners money to hire new employees. How can you keep costs down and find the right fit for your organization? Follow our interviewing tips and streamline your hiring process.
Insurance
10 Questions to Ask Before Renewing Your Small Business Insurance
Reviewing your insurance coverage at least annually is recommended before renewing a policy. It’s also worthwhile to ask an insurance broker a few questions to ensure you’ve got the protection your company needs. Here are 10 questions to ask.
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
How to Get a General Contractors License in Ontario
General contractors coordinate all aspects of construction and renovation projects, ensuring each job meets high-quality standards and adheres to safety and building codes. Learn the steps for getting the contractor licensing you need in Ontario.
