Insurance Archives | Zensurance

What Is Course of Construction (COC) Insurance in Canada? Coverage, Cost, and Builders’ Risk Explained

By Marco de Bruyn|April 1st, 2026|

Course of Construction (COC) insurance, also known as builders' risk insurance, protects a building, its materials, and certain project property during construction, installation, or renovation. This guide explains what it covers, what it excludes, how it compares to other policies, and what affects its cost.

Life Sciences Business Insurance in Canada: What Coverage Do Startups and Small Businesses Need?

By Matthew Felato|March 30th, 2026|

A practical guide to the types of insurance coverage life sciences startups and research companies in Canada may need, including liability protection for biotech, medtech, and laboratory businesses.

Welding Liability Insurance in Canada: What Welders Need to Know

By Tyler Garcia|March 27th, 2026|

See our practical guide for welders and welding companies in Canada. Learn about welding liability insurance, coverage options, and costs. Find out how to protect your welding business from risk.

Insurance Broker vs. Insurance Company: What’s the Difference?

By Mike Lancaster|March 20th, 2026|

There are significant differences between insurance providers and insurance brokers, and working with a broker offers many benefits. Spoiler alert: a broker can help you save money on your annual premium.

How to Become a First-Time Landlord in Canada (2026 Guide)

By Alexandria Anthony|March 18th, 2026|

A step-by-step guide to becoming a landlord in Canada. Learn landlord responsibilities, tenant screening tips, and how landlord insurance protects rental properties.

When Do I Need Liability Insurance for My Small Business in Canada?

By Liam Lahey|March 16th, 2026|

Starting or running a small business in Canada? Liability insurance feels like something you deal with later – but waiting can be risky. From sole proprietors to growing companies, here’s when liability coverage becomes essential.

Do I Really Need Liability Insurance for My Small Business in Canada? (Even If I’m Low Risk?)

By Liam Lahey|March 13th, 2026|

All small businesses in Canada face some level of liability risk – even home-based, online, or one-person businesses. Without liability insurance, you may have to pay for losses, damages, or legal defence costs, settlements, and court-awarded damages out of pocket.

Why Do Insurers Ask for Your Small Business Revenue?

By Alexandria Anthony|March 11th, 2026|

When you apply for business insurance in Canada, insurers often ask about your company’s annual and projected revenue. Here’s why they need this information, how to figure out your numbers, and why it’s important to be accurate.

Arborist Liability Insurance in Canada: What Coverage Do Tree Care Businesses Need?

By Liam Lahey|March 9th, 2026|

Chainsaws. Heights. Heavy equipment. Tree work isn’t low-risk and neither are the financial consequences. Arborists and tree care professionals do dangerous work. Don’t go out on a limb and offer your services without insurance. Here’s what every tree care business owner should know before stepping onto a job site.

Commercial Auto Insurance vs Personal Auto Insurance: What’s the Difference?

By Yassin Elsayed|March 6th, 2026|

If you use your vehicle for work in Canada, you need commercial auto insurance. Personal auto insurance usually won’t cover accidents that happen during business use. Learn the key differences, legal requirements, and how to get the right commercial vehicle insurance coverage for your business.