Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Smash-and-Grab Thefts: How to Safeguard Your Retail Business
How can Canadian retailers defend their properties and inventories and enhance security when robberies and theft are rising? See our recommendations for upping retail store security and having the right insurance to recover from such events.
15 Business Grants and Loans for Women in Canada
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.
6 Ways Maintenance Helps Reduce Liability Risks for Landlords
Smart landlords know that risk management hinges on regular maintenance. A well-maintained property is safer, more valuable, and less likely to trigger costly liability claims. Here are six ways for landlords to prevent problems and protect their properties.
What You Need to Know About Self-Employed Insurance
Many self-employed Canadians (70% according to our poll) lack business insurance, leaving their finances vulnerable to work-related risks and liabilities. Discover how business insurance can offer essential protection for independent professionals.
Can a Youth-Owned Business Be Insured?
Entrepreneurs are often ahead of their time as they fearlessly push the limits. Sometimes, they may be so far ahead of their peers that they aspire to launch a business before they’re 18 years old. Here’s how a youth can get liability insurance for a startup.
What Insurance Do eBay Sellers in Canada Need?
Although eBay does not require sellers on its marketplace to carry business insurance, independent eBay Canada sellers face many liability risks that could result in expensive claims and lawsuits. Here’s how an eBay Canada seller can protect their finances.
Small Business Tips
What Online Sellers and Retailers Should Know About Product Liability Insurance
As retailers, e-commerce businesses, and online sellers aim to grow their bottom lines in the last three months of the year, now’s the time to ensure they have adequate product liability insurance to safeguard their finances. Here’s what to know.
7 Inexpensive Tools for Small Businesses to Create Videos
Using videos to market your business can be a game-changer. For small business owners and self-employed professionals on tight budgets, see our list of options for creating engaging videos with minimal effort and cost.
Fire Prevention Week 2024: How to Protect Your Small Business From Fires
October 6 to 12 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
Insurance
Why Do Accountants Need Professional Liability Insurance?
As trusted advisors, accountants empower business owners with clarity and confidence. But much like any small business owner, accountants also face financial risks. Here’s how insurance can protect accountants’ finances and careers.
What Type of Insurance Does a Home Daycare Business Need?
Daycare insurance safeguards business owners from the financial repercussions of accidents, third-party bodily injury claims, property damage, or allegations of professional negligence. Get the A-B-Cs on daycare insurance and protect your livelihood.
What Is Commercial Auto Insurance in Canada?
Most personal car insurance won't cover accidents or damage when you're using your vehicle for business. Discover how a commercial auto policy protects your ride – and why it's essential if you drive for work.
Financial Business Tips
How Does Your Side Business Affect Your Taxes?
The money earned from your side hustle is considered taxable but there are many ways to lower your tax bill. Here’s how to do that.
What Is a Good Profit Margin for Your Small Business?
A profit margin is an amount that shows how profitable your business is by dividing income by revenue (also called sales). There are also different types of margins you’ll need to understand and ways to improve them.
Payment Processors: 5 Ways to Reduce Credit Card Processing Fees
As your small business grows, the fees you pay to process credit card payments may rise. Here’s how you can reduce your credit card processing fees whether you use a payment aggregator or merchant account provider.
Cybersecurity
47% of Canadian Small Businesses Lack Cybersecurity Protection
Online survey finds almost half of small businesses lack necessary cyber security defences to repel a cyber-attack.
How Small Business Insurance in Canada Could Protect You From Hackers
Ask a small business owner if they'd rather deal with a fire or a cyber attack, and the answer may
Why Do Hackers Target Smaller Businesses?
The internet and other digital technologies have revolutionized the way we do business. This much we know.
Startup Tips
How to Start a Restaurant Business
Licking your chops at the thought of opening your own restaurant or food business? Check out our handy guide on how you can get started.
How to Reduce Job Applicant Ghosting in a Tight Labour Market
Small businesses can’t afford to be waiting for applicants who will never arrive, or worse yet, people who get hired only to not show up for their first shift. Here’s how you can prevent applicants from “ghosting” you.
8 Ways to Make Smart Small Business Decisions
Every business makes a mistake. Some of the largest companies in the world have made them. Discover eight decision-making strategies to help guide you as you grow your company.