Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
10 Common Warehouse Risks and How to Reduce Them
Handling the cost and impact of accidents and being prepared for unexpected damage and loss caused by events beyond their control is a top challenge for warehouse owners. Get an overview of the most common warehouse hazards and how insurance can protect your business.
8 Insurance Risks Gyms and Fitness Centres Face
Even the most organized and well-managed gyms and fitness centres are vulnerable to many liability exposures. Learn about the 8 most common liability risks gym owners face and how customized insurance protects their finances.
What Is Product Recall Insurance?
Retailers and e-commerce sellers are legally responsible for the safety of the products they sell or distribute, including packaged foods and defective items. Product recall insurance covers expensive product recalls. Here’s how it can help business owners manage their costs.
10 Common Construction Insurance Claims From Contractors
Insurance claims are a seemingly unavoidable aspect of working in the construction industry. Despite how cautious and prepared you and your crew are, sometimes the unexpected happens. Here are 10 real-life insurance claims we helped our clients deal with quickly.
10 Must-Know Facts About General Liability Insurance for Small Businesses
Many business owners may not understand what general liability insurance covers and does not cover. Let’s end that confusion. Get the lowdown on how this type of insurance safeguards your small business so you can make informed decisions for protecting your assets.
Small Business Tips
7 Unusual Business Insurance Claims
Running a business comes with its fair share of surprises – some stranger than others. The good news? Insurance covers incidents and accidents even when the unexpected really gets weird. Check out these seven unusual claims we’ve covered.
10 Tips for Preparing Your Business Vehicle for Spring and Avoiding Accidents
Springtime gets people moving. They want to be out and about to enjoy the sunshine and mild temperatures. That means more pedestrians, cyclists, and motorcycles on the road. See our tips for preparing your vehicle for warmer weather and avoiding collisions.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Insurance
Do Life Coaches Need Liability Insurance?
Get an overview of how liability insurance for life coaches can protect their finances and reputations against client claims and allegations of wrongdoing, lawsuits, accidental injuries, cyber risks, and property damage.
10 Common Warehouse Risks and How to Reduce Them
Handling the cost and impact of accidents and being prepared for unexpected damage and loss caused by events beyond their control is a top challenge for warehouse owners. Get an overview of the most common warehouse hazards and how insurance can protect your business.
8 Insurance Risks Gyms and Fitness Centres Face
Even the most organized and well-managed gyms and fitness centres are vulnerable to many liability exposures. Learn about the 8 most common liability risks gym owners face and how customized insurance protects their finances.
Financial Business Tips
How to Declare Your Small Business’s Annual Revenues and Why It Matters
One of the questions insurance providers ask when pricing a business insurance policy is what your profession's or company's annual and projected revenue is. Learn why, how to calculate the numbers, and why providing accurate figures is critical.
Federal Budget 2023: 5 Key Takeaways for Small Businesses
Though this budget may have fallen short of what some small business owners were hoping for, here are five things it includes that may prove beneficial to your small business.
How to Grow Your Small Business in an Uncertain Economy
Economists expect the Canadian economy to grow by 0.5% in 2023. That’s significantly less than the 3.5% growth realized in 2022. See our tips for small businesses grappling with increasing their margins and remaining competitive.
Cybersecurity
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Does Your Small Business Need a Cybersecurity Strategy?
Many small business owners may not be aware of the likelihood of falling prey to a cybercriminal, thinking they’re too small for a crook to target. That’s not true. Follow our steps for creating an inexpensive cybersecurity strategy to protect your business.
Startup Tips
How to Start a Business in Ontario
Are you thinking about taking charge of your future by starting a small business in Ontario? Get an overview of the steps you need to take to become your own boss.
9 Steps to Starting a Home Renovation Business
With the economic headwinds Canada is currently facing, you might think the demand for home renovation projects is waning. Data suggests otherwise. Here are the steps to take to get your home renovation business up and running.
How to Become a General Contractor
Starting a general contracting business is a rewarding and exhilarating entrepreneurial venture. A general contractor wears many hats, and is often held accountable for every aspect of a building project. Here’s what you need to know to get started.