Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Does an Interpreter Need?
Every act of communication is a miracle of translation, but for interpreters and translators, making mistakes or misinterpreting a communication can have disastrous consequences. Get the straight talk on how interpreters can protect their finances and careers.
What Type of Insurance Does Your Home Staging Business Need?
Data says national housing sales will rise in 2024 and 2025. That’s great news for home stagers as their services will be in high demand. But is your home staging business protected from potential liability risks? Here’s why insurance is a must-have.
What Is Co-Insurance and How Does It Affect Business Property Insurance?
Co-insurance is an agreement between you and your insurance company. It’s a part of your insurance contract where you agree to maintain your property coverage limit up to the total value to replace it. If you don’t, it can cost you thousands of dollars. Here’s how to avoid that scenario.
Renovating Your Business? Here’s Why You Need to Cover Renovations
Undertaking any commercial renovation project requires a significant investment. A common mistake many business owners make is overlooking the need to insure the renovations. Neglecting to do so can be costly. Here’s how insurance can help cover your building’s makeover.
11 Reasons Why a Business Insurance Claim Could Be Denied
Sometimes, an insurance company may deny a claim. Here are 11 common reasons why that can happen and what to do if it happens to your small business.
10 Business Insurance Claims We Saw in 2023
For some professionals or business owners, buying business insurance is a legal or regulatory requirement. For others, it is not. Either way, it’s wise to do so. Here are 10 real-life reasons why you should.
Small Business Tips
Insurance
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
How to Get a General Contractors License in Ontario
General contractors coordinate all aspects of construction and renovation projects, ensuring each job meets high-quality standards and adheres to safety and building codes. Learn the steps for getting the contractor licensing you need in Ontario.
Why Small Businesses Should Consider Commercial Crime Insurance
An estimated 45% of small businesses in Canada were directly affected by crime and safety-related issues in 2024, and theft was one of the most common issues they faced. Theft takes many forms and can be internal. Here’s how commercial crime insurance may help.