In-depth, easy-to-understand articles on what insurance coverages Canadian small businesses and startups in any industry need to consider.
Ontario’s insurance regulator has reduced the number of mandatory coverages required in a commercial auto insurance policy by making Direct Compensation-Property Damage (DCPD) optional. Here’s what it means if you opt out of DCPD coverage for your business vehicles.
A care, custody, and control exclusion is noteworthy because it outlines what is not covered by your policy and applies to many types of insurance. Here’s what you should know.
Locksmiths maintain the security of homes, businesses, and vehicles. However, they face inherent risks that can jeopardize their financial stability and reputation. Here’s how locksmiths can protect their assets.
Wiping out and getting injured because of snow and ice is one of the most common injuries in Canada. Here’s how you can prevent your customers and employees from taking a tumble on your property.
E&O insurance safeguards consultants and other professionals who advise and consult with their clients. Here’s how it can protect your finances and reputation.
A grace period is when a policyholder must make a premium payment that’s past due before their policy lapses or is cancelled by an insurance provider. Learn how grace periods work and what to do if you’re late making a payment.
It’s a common misconception you can save money by postponing purchasing business insurance before initiating construction on undeveloped land. Here’s why land developers and construction firms need it before breaking ground.
If a contractor is embroiled in a disagreement or dispute with a customer or partner, it can be a stressful and time-consuming matter that could result in a costly lawsuit. Here’s how insurance can help you avoid or manage that scenario.
There's a lot to like about running a home-based business, but you also must consider the liability risks every small business has. Here are reasons you need business insurance and tips for mitigating those risks.
Whether hosting a company or private event to celebrate the holidays and New Year or throwing a party at any time of the year, you face liability risks (even if no alcohol will be served). Here’s what you need to do to protect yourself.