Getting a business insurance policy to protect your startup, profession, or thriving small business can be challenging.

There’s a lot to consider. On the one hand, you want to find a policy with the lowest annual premium possible. On the other hand, your top priority should be buying a policy that provides you with the adequate protection you need.

You could go it alone by calling around or surfing insurance company websites to get a quote, but that is time-consuming and can be overwhelming. Especially if you’re unsure what coverages you genuinely need or if you don’t understand common insurance terms. Let’s face it, insurance policies aren’t always easy to read and grasp. But with a broker, you can breathe a sigh of relief as they handle these complexities for you.