Pickleball Club Insurance

A pickleball insurance policy may include the following coverages:

• General Liability Insurance: General liability insurance covers third-party bodily injury and third-party property damage claims arising from a pickleball club’s or league’s usual operations. For example, if a club or league member trips, falls, and is injured on your premises, general liability insurance may cover their medical and rehabilitation expenses.

• Participant Liability Insurance: Participant liability coverage covers injuries sustained by players during games, tournaments, and practices.

• Spectator Liability Insurance: Spectator liability coverage protects leagues and facility owners against claims arising from third-party bodily injury or property damage sustained by spectators attending a game or event. This coverage addresses unforeseen accidents or injuries to spectators, such as falls in the bleachers, or damage to their belongings during a game or practice.

• Professional Liability Insurance: Also called errors and omissions (E&O) insurance or malpractice insurance, professional liability insurance covers actual or alleged negligence, errors, omissions, or failure to deliver a service as promised. 

• Commercial Property Insurance: Commercial property insurance protects facilities owners from expensive damages and losses to their clubs, facilities, and business contents caused by fire, water, natural disasters, theft, and vandalism.

• Directors and Officers (D&O) Insurance: Directors and Officers (D&O) insurance, also known as management liability insurance, offers financial security to the leaders of various organizations, including for-profit, non-profit, public, and private sports entities.
  
  It protects directors and officers from expenses related to indemnification, financial losses, and legal defence arising from their roles on the board.

• Cyber Liability Insurance: Cyber insurance provides financial protection against cyber-attacks and data breaches targeting your club’s or league’s electronic data. This coverage is crucial if you store members’ private information, such as financial records. The policy includes first-party coverage (e.g., extortion, network repair costs) and third-party coverage (e.g., attorney fees).

• Sports Equipment Insurance: Sports equipment insurance, also known as business contents insurance, is a property coverage that protects an organization’s owned or leased sporting equipment against loss, damage, theft, or vandalism. This coverage can also extend to facility-related items like scoreboards, storage sheds, and bleachers.