Dance Instructor Insurance

Whether you own a dance studio or provide private lessons, protect yourself from potential liabilities with Dance Instructor Insurance

Join thousands of Canadian businesses that are already protected!

Partnership with over 50 leading Canadian insurance companies

Zen Lady Protected by Dance Instructor Insurance

What is Dance Instructor Insurance?

Dance Instructor Insurance is a policy package designed to protect dance instructors and studio owners against specific risks, such as third-party bodily injury or malpractice.

Mistakes can happen and disrupt your business in a matter of minutes. We know what makes your dance business unique; leave it to us to find the best fit for you.

Esthetician Insurance Coverage

What does Dance Instructor Insurance cover?

A comprehensive insurance package for dance instructors and dance studios will typically include the following:

  • Commercial General Liability Insurance (CGL) is an insurance policy that protects your business from common liability claims of third-party injuries and property damage.
  • Professional Liability Insurance (PLI), also known as Errors and Omissions Insurance, protects from claims related to their professional activities alleging negligence, misconduct, or failure to deliver a service as promised.
  • Contents Coverage offers financial protection to replace or repair your dance studio’s physical assets, such as furnishing and equipment.
  • Cyber Insurance is critical for professionals providing online dance classes and storing client information. This policy provides financial protection against network security and privacy issues, such as a data breach.
Esthetician Insurance Requirements

Who needs Dance Instructor Insurance?

Professional dance instructors, studios, and dance schools should consider insurance to protect themselves from potential lawsuits.

We’ve insured more than 1,000 sports & wellness professionals. Some of our clients include:

Each professional is unique, and coverage requirements may vary. Please speak with our brokers about customizing your policy to suit your specific insurance needs.

Esthetician Insurance Costs

How much does Dance Instructor Insurance cost?

The average cost of Dance Instructor Insurance starts around $330 for CGL and PLI policy with a $2M combined coverage limit.

However, the exact cost of your policy will vary depending on several factors, such as:

  • Training and Experience
  • Annual and Projected Revenue
  • Services Provided
  • Number of Employees

We’ve partnered with over fifty insurance providers to offer you different options that suit your business needs at the best price.

Common scenarios where Dance Instructor Insurance is useful:

Child with broken nose

Problem: One of your students runs into a wall during a warm-up exercise, breaking their nose. The student’s parents sue you for the injuries.

Outcome:  Your Commercial General Liability Insurance policy would cover the medical fees and legal expenses, totaling $17,000.

Injury at home

Problem: A client who took your advice to do a specific dance routine at home injures themselves and sues you for negligence. 

Outcome:  Your Professional Liability Insurance policy would cover the $25,000 cost to pay for the lawsuit.

dance floor on fire

Problem: A faulty radiator causes a small fire in your studio, resulting in damage to your newly installed floor and mirrors.

Outcome:  Your Contents Coverage policy would cover the $19,000 cost to replace the damaged equipment.

Getting insured is quick and easy!

Complete our 5-minute online application form for a free Dance Instructor Insurance quote.

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