See Your Patrons Get Home Safe
Every day, an average of four Canadians die in a drunk driving accident. Your job doesn’t end after your patrons leave. As a licensed establishment, you and your staff have a legal responsibility to make sure your patrons get home safely. You may be legally liable if your patron is injured or causes injury after becoming intoxicated at your restaurant or bar.
If you have a patron who is struggling to get home safely, suggest they take an Uber or Lyft or see if your city has an Operation Red Nose program, which sends volunteers to help motorists and their vehicles get home safely.
How Much Does It Cost To Add Liquor Liability To My Restaurant Insurance?
Just like any insurance, the cost of adding liquor liability coverage to your restaurant insurance package varies based on several factors, including the type of establishment and alcoholic beverages sold and hours of operation. The best indicator of how much it will cost to add a liquor liability coverage to your insurance package is the percentage of your income that comes from selling alcohol, as this relates to your exposure to risk.
The holidays can be stressful, but insurance doesn’t have to be. Your restaurant insurance policy should cover you from all angles.