Small Business Insurance Archives

When Can the Canada Revenue Agency (CRA) Audit Your Small Business?

Every business owner hopes they won’t experience a CRA audit, but it’s important to be prepared to deal with one all the same. This guide explains what happens during a CRA audit or investigation, what your rights and responsibilities are, and the insurance that helps manage the cost of legal representation for an audit.

Will Home Insurance Cover Your Airbnb or VRBO Rental?

By Alexandria Anthony|

Renting your home on Airbnb or VRBO? Your home insurance probably won't cover you. Here's what Canadian short-term rental hosts need to know, and what insurance actually will.

9 Real Summertime Business Insurance Claims in Canada (And How They Were Covered)

By Liam Lahey|

Summer brings more customers, more activity – and more risk. Here are 9 real insurance claims our Canadian small business clients made last summer, and exactly how their coverage protected them.

What Is Tools and Equipment Insurance?

By Tyler Garcia|

Tools and equipment insurance covers portable tools, machinery, and equipment your business owns, rents, leases, or borrows, protecting them if they're lost, stolen, or damaged. Here's what's covered, what's not, what it costs, and who needs it.

How Much Does Landlord Insurance Cost in Canada?

By Alexandria Anthony|

Protecting your rental property and finances from expensive damages and liability claims requires a customized insurance policy that suits your needs and budget. Here’s what every landlord needs to know.

World Cup Watch Parties: Is Your Restaurant or Bar Insurance Ready?

By Alexandria Anthony|

Hosting a World Cup watch party at your restaurant, bar, or pub? There are real liability risks Canadian business owners need to know before kickoff – from liquor liability and crowd injuries to copyright infringement. Here's what coverage you need and how to protect your business through the entire tournament.

What Insurance Do Media and Marketing Professionals in Canada Need?

By Brandon Bowie|

Missed deadlines. Campaigns that don't land. A client who decides your work costs them money. These aren't hypotheticals, they're the real risks that come with doing creative and strategic work for a living. This guide breaks down what insurance media and marketing professionals need, what it costs, and why having the right policy is increasingly the difference between landing clients and losing them.

What Is Pollution Liability Insurance in Canada?

By Tyler Garcia|

One pollution incident can trigger a lawsuit that costs your business everything. Here's what pollution liability insurance covers, who in Canada needs it, and why your general liability policy probably won't save you.

Yoga Instructor Insurance in Canada: A Complete Guide

By Liam Lahey|

Everything yoga instructors in Canada need to know about liability coverage – what it includes, what it costs, and how to get the right policy to protect your income, reputation, and clients.

What Insurance Do Food Truck Operators in Canada Need? (Complete Guide)

By Alexandria Anthony|

Whether you're just starting out or already rolling, here's everything you need to know about food truck insurance in Canada, and how to make sure you're covered before something goes wrong.