Welcome Yardly Customers!
Yardly and Zensurance have partnered to help you get a great rate on insurance for your small business.
At Zensurance, we specialize in 100s of contracting professions including lawn care and snow removal.
Get your free quote today! It’s super easy and takes only a few minutes.

Join over 50,000 Canadian business owners that trust Zensurance!

Contractor insurance coverage

What is Contractor Insurance?

Contractor Insurance is an insurance policy package specially designed to protect against the specific risks associated with contracting trades, such as third-party property damage and equipment theft.

Mistakes can happen and disrupt your business in a matter of minutes. Not only will protect you from financial loss, but it will also help in securing jobs. In today’s increasingly litigious society, clients want to see that they have secured contracting resources that are adequately insured.

We’ve insured more than 1,000 contractors. Some of our clients include: 

  • Landscapers & Gardeners
  • Snow Removal Contractors
  • Lawn Cleaning Professionals
contractor insurance requirements

What does Contractor Insurance cover?

The most common policy types for contractors specializing in lawn care and snow removal are:

Commercial General Liability Insurance (CGL): CGL is a business insurance policy that protects you and your business from common risks you may face as a contractor, such as third-party property damage and bodily injuries. CGL may also cover legal and medical costs.

Equipment & Tools Insurance: Coverage for equipment and tools covers equipment and their accessories, the property of others in your care, and portable business tools from loss or damage, including theft. Anything valued at less than $1,500.00 is considered a tool, while anything above is considered to be equipment.

Pollution Liability Insurance: Coverage to protect contractors against the specific risks and environmental liabilities associated with exposure to pollution while working on a covered job site.

Each insurance provider is unique, and this coverage may vary.

contractor insurance costs

How much is Contractor Insurance?

We’ve partnered with over fifty insurance providers to offer you different options that suit your business needs at the best price.

For low-risk services, such as lawn upkeep, you can anticipate spending $450.00 annually on a basic CGL policy with a $2M limit. For high-risk industries such a snow removal, package pricing can start anywhere from $15,000 and you must have experience offering this service.

When you fill out our online application, we will ask some questions about your business to help better understand your needs. The following factors are taken into consideration when determining the best policy options for you: 

  • Years of Experience 
  • Trade Types & Services Offered
  • Annual and Projected Gross Revenue
  • Previous Insurance Claims

Getting insured is quick and easy!

If Contractor Insurance insurance is what you need, request a free quote now!

Your business insurance, quick and easy!

Commercial insurance coverage

Best coverage for the best price

We’ve partnered with Canada’s largest insurance companies to provide the most competitive business insurance rates for you.

Business Insurance

Let us do the shopping around

We want you to focus on running your business, and leave the hassle of shopping around to us.

24/7 online Canada Liability Insurance

24/7 online service

You don’t need to call, meet, mail or fax us anything. You can use our service anywhere at anytime.

Liability Insurance

Your information is protected

Any information you provide to us is fully encrypted and only shared securely with your insurance company.

Unique Business Insurance

Your business is special to us

We know what makes your business unique and we will find the best fit for your insurance needs.

Commercial Liability Insurance

Understand your coverage

We don’t use fancy insurance jargon. We explain in plain English what coverages you need and what you are covered for.

Leading Canadian business insurance companies
have partnered with us to serve you

Ready To Start? Let’s Get a Quote!

Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.