Tutor Insurance

Tutor Insurance

Tutor Insurance is a must for Canadian tutoring businesses, learning pods or private tutors who provide educational development services to clients.

If a client is unsatisfied with the level of services provided, they could file a lawsuit alleging malpractice or negligence.

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What is Tutor Insurance?

Tutor insurance is a specialized liability insurance policy package that is designed for private tutors offering protection against lawsuits stemming from alleged errors, bodily injuries, or property damages.

Whether you provide services on-site, online, or in an office, having the right insurance for your business is the basis of your risk management program.

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What does it cover?

The most common policy types for tutor businesses are:


Do tutors need insurance?

Regardless of the subject or grade being taught, if you provide professional tutoring services, you should consider getting insurance. Our products also cover tutors teaching in learning pods, pandemic pods, and micro-schools.

Some specific tutoring professionals we cover are:

  • Tutoring Company/Agency
  • Private Home Tutors
  • Online Tutors
  • ESL Teachers
  • Academic Coaches
  • Many more…

How much does it cost?

The cost of tutor insurance starts at $300 annually but can increase depending on different factors such as:

  • Operation size
  • Location
  • Experience in the field
  • Past insurance claims
  • Training and education

Getting insured is quick and easy!

Complete our 5-minute online application form for a free insurance quote.

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Common claims scenarios

Tutor teaching student

Problem: You’re tutoring math at a client’s home to help prep for their upcoming exam, and while having covered the topic sufficiently the student still ends up failing their test.

Outcome: The dissatisfied client later sues you claiming negligence for providing inadequate services. Errors and Omissions insurance will cover lawsuits from claims alleging this type of negligence.

Online Tutor with student

Problem: A private tutor providing online tutoring collects personal information from clients in order to track progress. Their computer system gets hacked by a cybercriminal in which personal information is held for ransom.

Outcome: Their Cyber Insurance policy covers the cost to notify clients and subsequent legal expenses, totaling $225,000.

Student falling outside office

Problem: After an English tutoring session, the client leaving your building falls down the stairs and ends up twisting their knee.

Outcome: Since the incident occurred on business premises, the client can sue holding you liable for their injuries.  Your Commercial General Liability Insurance covers the legal fees and medical expenses, totaling $52,000.

Frequently Asked Questions

What type of insurance coverage does an on-site private tutor need?

Tutors providing services in a client’s home or a learning pod environment require additional coverage to protect themselves against claims or lawsuits alleging negligence or property damage. The most common coverages for tutors working on-site are:


Does tutor insurance cover learning pods?

Yes, tutor insurance provides coverage for tutors offering private/semi-private education in learning pods and micro-schools.


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Getting business insurance shouldn’t be complicated!

At Zensurance, we simplify the process of getting insurance so that you get the coverage you need, quick and easy!

Our friendly support team is always ready to answer questions, we’re just a click or a phone call away.

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