Startup Insurance

New businesses should get their startup insurance as soon as they can, as it is often a requirement for them to rent office space or get into tradeshows and conferences. Also it provides protection to startups from potentially expensive claims that would otherwise financially cripple them.

Join thousands of Canadian startups  that are already protected!

Startup Insurance

What is Startup Insurance?

Startup insurance  protects business owners from expensive claims such as property damage, errors and omissions, or injuries. However, a more common reason why startups get insurance is for growing the business – it is not usually possible to rent office space or book a spot in tradeshows without having liability insurance.

What Does Startup Insurance Cover?

Startup Insurance is not exactly an insurance type, but a broad term that refers to the different insurance coverage types that a startup would need.

These are the most common policies bundled into startup insurance:​

Who needs Startup Insurance?

Startups who want to grow their business by moving into rented office spaces or booking their participation in tradeshows will need to obtain their startup insurance first. This policy is also highly recommended for startups that provide a service, to protect the business from claims of errors and omissions. Startups that deal with electronic data and cybersecurity threats should also strongly consider insuring their business.

What is the Cost of Startup Insurance?

The cost of a Startup Insurance policy will be different for startups in different industries. Other factors that go into determining insurance premiums:

  • Projected revenue
  • Types of insurance policies required
  • Number of employees

It also depends on the nature of your work and the size of your particular business.

Get a free Startup Insurance  quote right here.

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Which Businesses Require Startup Insurance?

Regardless of the type of startup you own, startup insurance is critical for almost any business starting out in these industries:

  • Accountants

  • Accounting Firm

  • Advertising

  • Aerial and ground based Photographers / Videographers

  • Alternative Energy

  • Architects & Engineers

  • Business Consultant

  • Consultants

  • Design Firms

  • Financial Advisors

  • Financial Planners

  • Human Resources (HR) Consultant

  • Immigration Consultants

  • Information Technology & Computer Consultants

  • IT Contractor

  • IT Specialist/Technician/Programmer

  • Independent Contractor

  • Product Designers

  • Professionals Liability

  • Management Consultants

  • Project Managers

  • Property Managers

  • Service Organizations

  • Solar & Wind Farm Engineers & Consultants

  • Sub Contractor

  • Surveyors

  • Training Providers/Trainers

  • Web-Site Designers

  • Web Developers

  • Workplace Engineers & Consultants

What our customers say about us

Our customers us, and so will you!
Learn why thousands of Canadian small businesses trust their insurance to us.


Zensurance has been the easiest company I’ve ever received insurance from. Simple, painless and responsive, look no further than Zensurance for your company’s insurance needs.


Chris Chan, Dwello

The Zensurance team was responsive, professional, and knowledgeable. Zensurance knew exactly what we were asking for after a few minutes on the phone. I would highly recommend them for liability insurance especially if you’re not sure what you need to protect your business.


Melissa Kwan, Spacio

The Zensurance transparent customer experience helped me identify and hedge dynamic operating risks.


Reid Horkins, Evree

Leading Canadian business insurance carriers
have partnered with us to serve you

Aviva Commercial Insurance Canada
CHUBB Small Business Insurance Canada
Beazley Commercial Insurance Canada
Portage Mutual Insurance Canada
Lloyds of London Insurance
Trinity Underwriting Business Insurance Canada
Liberty Mutual Liability Insurance Canada
Travelers Business Insurance Canada
Business Insurance Zen Man

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